Not all upgrades pay off when selling. Upgraded kitchens, bathrooms and outdoor spaces are some of the top suggestions. Another area that has an impact on the sale is curb appeal. Many times a good clean up and trim can give you a low cost pop..

A very common question, sellers are often torn between selling their home in its current condition or investing in repairs and upgrades to potentially fetch a higher price. Take advantage of our free inspection and consultation. We can help you figure out what will work best for your market and your budget. It's a great first step.

The best marketing channels continue to be online listings, social media, virtual tours, and open houses. Getting eyes on your listing is only half the battle. Today's buyers have many homes to choose from so the right price and buyers concessions should be well thought out.

We are currently moving out of a strong sellers market and rapidly towards a buyers market. In terms of supply and demand, new listings are continuing to hit the market at a record pace. At the same time many buyers are standing by waiting for interest rates to drop. This is translating to higher marketing times for listings. What took 60 days to sell a year ago is now taking up to 180 days.

It's important to mention all seller closing costs are paid from the sale proceeds at the time of closing. Said another way, there is no up front out of pocket expense when you list with our team. The final cost can fluctuate widely depending on how your transaction gets negotiated. Prior to listing your property we will provide you three estimates so you can see a high, low and balance estimate. Our job is to help you achieve the highest net proceeds.

It happens more often that you would think. Many of our 1031 Like Kind Exchange transactions happen off market to accommodate the mandatory performance guidelines written by the Internal revenue System. Some seller may elect to sell a home off market to save on commissions and fee. For example, we may have a buyer already waiting in our very large buyer data base.

If you’re looking for homes for sale in Northwest Florida, you’ve come to the right place. I’m Lars Rygaard, a top-producing real estate professional and founder of My850.com, your local guide to buying, selling, and investing across Florida’s stunning Emerald Coast.

Northwest Florida is one of the most desirable regions in the state — offering everything from affordable starter homes to luxury beachfront estates. Whether you’re drawn to the sugar-white sands of Destin, the family-friendly communities in Santa Rosa Beach, or the strong rental markets near Pensacola Beach, this stretch of coastline offers an unbeatable mix of lifestyle and long-term value.

As someone who lives and works here full-time, I’ve seen how Northwest Florida has evolved into a year-round destination — not just for vacationers, but for full-time residents and savvy investors. Military relocations, remote work, and continued population growth have fueled steady demand across Okaloosa, Walton, Bay, and Escambia Counties.

When helping buyers, I focus on matching each client with properties that fit their goals, lifestyle, and budget. Are you searching for a primary home, a short-term rental, or a second home near the beach? At My850.com, you can browse the latest listings updated in real-time and connect directly with me for personalized recommendations before the best properties hit the market.

For sellers, I offer a free property valuation and walk-through inspection, plus a full marketing package that includes high-end photography, drone video, and targeted social media exposure. Because most Northwest Florida buyers start their search online, my team ensures your listing stands out from day one.

If you’re considering moving to or investing in the region, here are a few hot spots worth exploring:

-Destin & Miramar Beach: Known for beaches, boating, and luxury condos.

-Santa Rosa Beach & 30A: Perfect for buyers seeking charm, walkability, and strong appreciation.

-Fort Walton Beach: Excellent value and proximity to Eglin AFB.

-Panama City Beach: Growing rental and vacation home market with strong ROI potential.

When it comes to homes for sale in Northwest Florida, nobody knows the market like I do. Visit My850.com today to explore listings, schedule a tour, or request a free market analysis — and discover why locals and out-of-state buyers alike trust me to make their Emerald Coast move seamless.

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If you’ve been dreaming about owning a vacation home on Florida’s Emerald Coast, there’s never been a better time to explore the market. I’m Lars Rygaard, local real estate professional and founder of My850.com

, and I’ve helped countless buyers find their perfect getaway along our sugar-white beaches. Whether you’re searching in Destin, Miramar Beach, Santa Rosa Beach, or Panama City Beach, the Emerald Coast offers unmatched beauty, rental potential, and long-term value.

Why Buy a Vacation Home on the Emerald Coast?

The Emerald Coast is more than a vacation destination — it’s a lifestyle. With its turquoise Gulf waters, walkable beach towns, and world-class dining, our stretch of the Florida Panhandle has become one of the most desirable real estate markets in the country. Many buyers use their property part-time and rent it out the rest of the year, offsetting expenses or even generating profit through short-term vacation rentals.

Local homeowners enjoy strong demand from visitors who return year after year. With platforms like Airbnb and VRBO thriving, your vacation home can double as a solid investment.

What Areas Offer the Best Opportunities?

Each Emerald Coast community has its own character:

Destin: Known as “The World’s Luckiest Fishing Village,” it’s filled with luxury condos, boating marinas, and vibrant nightlife.

Miramar Beach: Ideal for those who want resort amenities with quick beach access and a laid-back atmosphere.

Santa Rosa Beach & 30A: Perfect for buyers seeking charm, privacy, and high appreciation potential.

Panama City Beach: Offers newer construction, stunning Gulf views, and strong vacation rental performance.

How My850.com Helps You Find the Right Home

At My850.com

, I provide real-time MLS listings, local insights, and personal guidance to help you navigate financing, rental projections, and property management options. Whether you’re an out-of-state investor or a Florida local looking for a second home, I make the process seamless — from virtual tours to closing day.

When you work with me, you don’t just get a Realtor — you get a partner who understands what makes the Emerald Coast special. My team also offers free property valuations, walk-through inspections, and market analysis to help you make confident decisions.

Ready to start your search for vacation homes for sale on the Emerald Coast of Florida? Visit My850.com

today to view listings, explore communities, and connect directly with me, Lars Rygaard, your trusted real estate expert on the Emerald Coast.
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Looking for condos for sale in Destin, FL? You’re not alone. I’m Lars Rygaard, local real estate professional and founder of My850.com, where I help buyers, sellers, and investors make smart real estate decisions along Florida’s Emerald Coast.

Destin is one of the most sought-after markets on the Gulf of Mexico — known for its emerald-green waters, sugar-white beaches, and vibrant lifestyle. From luxurious Gulf-front condominiums to affordable investment properties near the harbor, there’s something for every type of buyer.

Why Buy a Condo in Destin, Florida?

Condos in Destin offer incredible convenience and value. Many are turnkey vacation properties, ideal for short-term rentals or seasonal use. With amenities like pools, gyms, private beach access, and covered parking, you can enjoy the coastal lifestyle without the maintenance of a single-family home.

Destin’s condo market attracts everyone from retirees and military families to investors looking for strong cash flow. The combination of limited beachfront land and year-round tourism keeps values strong — making condos here one of the most stable investments in Northwest Florida.

Popular Destin Condo Communities

As a full-time agent working the Emerald Coast, I’ve helped clients buy and sell in nearly every major building, including:

- Silver Beach Towers: Gulf-front luxury with spacious layouts and resort amenities.

- Harbor Landing: Ideal for boat owners with marina access and deep-water slips.

- Pelican Beach Resort: A favorite for short-term rentals and steady occupancy rates.

- Maravilla & Ariel Dunes: Great balance of affordability, beach proximity, and amenities.

Each building has its own HOA rules, rental policies, and insurance factors — that’s where local knowledge matters. I help my clients understand not just the list price, but also monthly fees, rental income potential, and resale trends before they buy.

How My850.com Helps You Find the Right Condo

At My850.com, you’ll find up-to-date MLS listings, market insights, and personalized recommendations tailored to your goals. Whether you’re looking for a Gulf-view condo for your family, an investment property, or a low-maintenance retirement retreat, I’ll help you identify the best opportunities before they’re gone.

You can also schedule a free consultation and property valuation directly through the site. My team handles everything from listing prep and photography to buyer representation and negotiation — so you can move with confidence.

If you’re ready to explore condos for sale in Destin, FL, visit My850.com today. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — and I’m here to help you find your place in paradise.

If you’re searching for townhomes for sale in Santa Rosa Beach, FL, you’re exploring one of the most charming and in-demand areas along Florida’s Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I help buyers, sellers, and investors discover the best real estate opportunities in Northwest Florida’s most desirable beach towns.

Why Choose a Townhome in Santa Rosa Beach?

Santa Rosa Beach offers the perfect balance between the laid-back coastal lifestyle and modern convenience. Townhomes here appeal to both full-time residents and second-home buyers who want proximity to the beach without the upkeep of a large single-family property.

Most townhomes in this area feature open floor plans, attached garages, balconies, and community amenities like pools or walking trails. And with prices often below the luxury home tier, they’re an excellent entry point into the 30A and Emerald Coast lifestyle.

Popular Communities for Santa Rosa Beach Townhomes

As a local real estate professional, I’ve guided clients through some of the area’s most popular townhome communities, including:

- Churchill Oaks: A gated, bayfront community offering luxury finishes and marina access.

- Sea Dunes & Cassine Village: Steps from the Gulf, ideal for vacation rentals or weekend getaways.

- Sacred Oaks: Peaceful setting near Choctawhatchee Bay with modern design and low HOA fees.

- Prominence on 30A: A lively 30A community with restaurants, bike paths, and easy beach access.

Each development has its own character, HOA structure, and rental potential. That’s why it’s crucial to work with a local expert who knows the nuances of the Santa Rosa Beach market — from zoning rules to appreciation trends.

Market Outlook

Santa Rosa Beach townhomes continue to hold strong demand due to limited inventory and high interest in the 30A corridor. Many buyers are relocating from high-cost states, attracted by Florida’s tax benefits, warm climate, and coastal charm. Whether you’re buying to live, rent, or invest, the long-term outlook remains positive.

How My850.com Helps You Find the Right Property

At My850.com, I offer real-time MLS updates, personalized buyer consultations, and full-service seller marketing — including drone photography and social media reach across the Emerald Coast. My goal is to make your move effortless and informed, whether you’re a first-time buyer or a seasoned investor.

Ready to explore townhomes for sale in Santa Rosa Beach, Florida? Visit My850.com today to see the latest listings, schedule a private tour, or request a free property valuation. I’m Lars Rygaard, your local expert for all things Emerald Coast real estate — here to help you find your perfect beach townhome.

If you’re looking for luxury homes for sale in Panama City Beach, Florida, you’re searching one of the most vibrant and fast-growing coastal markets on the Gulf of Mexico. I’m Lars Rygaard, founder of My850.com, and I specialize in helping buyers and sellers navigate the Emerald Coast’s premium real estate opportunities — from beachfront estates to private bayfront retreats.

Why Panama City Beach Is a Top Luxury Destination

Panama City Beach (PCB) has transformed over the past decade from a vacation hotspot into a premier destination for luxury living. With 27 miles of pristine shoreline, world-class dining, and proximity to both Northwest Florida Beaches International Airport and 30A, PCB offers unmatched accessibility and lifestyle value.

Luxury buyers here enjoy everything from new construction waterfront homes with private docks to custom Gulf-front estates featuring infinity pools and panoramic sunset views. The city’s growth has attracted investors, professionals, and retirees alike — many drawn by Florida’s tax advantages and relaxed coastal charm.

Notable Luxury Neighborhoods in Panama City Beach

As a local market expert, I’ve guided clients through some of the area’s most prestigious communities, including:

- Wild Heron: A gated, golf-course community on Lake Powell with Craftsman-inspired architecture and scenic natural beauty.

- Bid-a-Wee Beach: Known for its private beach access and quiet residential atmosphere.

- Carillon Beach: A charming, gated community with elegant design and walkability reminiscent of 30A.

- The Preserve on the Bay: Exclusive estates tucked behind gates with bayfront views and privacy.

Each area offers a unique blend of amenities, architecture, and proximity to PCB’s best attractions — from Pier Park shopping to Shell Island excursions.

Market Insights and Investment Appeal

Luxury homes in Panama City Beach continue to see strong appreciation. Many out-of-state buyers are relocating from Texas, Tennessee, and the Midwest, while investors target high-end vacation rentals that generate impressive ROI. Whether you’re looking for a primary residence, second home, or income-producing property, I can help you evaluate value, rental potential, and long-term equity growth.

Partner with a Local Expert Who Knows the Market.

At My850.com, you can explore up-to-date luxury listings, view HD photo galleries, and schedule private showings directly. My team provides free property valuations, drone photography, and expert marketing strategies for sellers ready to list their high-end homes.

When it comes to luxury homes for sale in Panama City Beach, FL, experience and local knowledge matter most. Visit My850.com

to see what’s available or connect with me directly. I’m Lars Rygaard, your trusted guide to Emerald Coast luxury real estate.

Searching for beachfront homes for sale in Pensacola Beach, FL? You’ve found the right guide. I’m Lars Rygaard, founder of My850.com, and I specialize in helping buyers and sellers discover the most breathtaking properties along Florida’s Emerald Coast — including the pristine shores of Pensacola Beach.

Why Pensacola Beach Is So Special?

Pensacola Beach offers a perfect blend of natural beauty, coastal charm, and relaxed sophistication. Located on Santa Rosa Island, it’s one of Florida’s most scenic barrier islands — known for its powder-white sand, turquoise waters, and small-town feel. Unlike many crowded beach destinations, Pensacola Beach has preserved its local character while offering modern amenities and a high quality of life. When it comes to beachfront living, few places can match the views, tranquility, and value found here. Whether you’re dreaming of a contemporary Gulf-front retreat or a classic coastal cottage with private beach access, Pensacola Beach has something for every luxury and lifestyle preference.

Popular Areas for Beachfront Homes

As a local real estate expert, I’ve helped clients find exceptional homes across the area, including:

- Ariola Drive: One of the most desirable streets on the island, offering wide Gulf views and high-end custom homes.

- Via de Luna Drive: Ideal for buyers seeking proximity to restaurants, the pier, and local entertainment.

- White Sands: A quieter community of luxury residences and investment-ready beachfront properties.

- Portofino Island Resort: For those who want resort-style living with world-class amenities and panoramic views.

Each area offers unique benefits — from direct Gulf frontage to protected bay access — and I guide clients through evaluating rental potential, flood zone details, and long-term appreciation before making a move.

Market Outlook

Pensacola Beach remains one of the most stable coastal real estate markets in Florida. Demand for beachfront homes continues to grow as buyers from across the U.S. seek out low-density, high-quality beach towns with great access to dining, boating, and entertainment. With limited inventory, the key to success is working with a local agent who knows when and where the best homes become available.

Work with a Local Expert You Can Trust

At My850.com, I provide real-time MLS listings, virtual tours, and personalized consultations to help you find the perfect beachfront property. Whether you’re searching for a private retreat, vacation rental, or investment home, my team makes the buying and selling process simple, transparent, and stress-free.

If you’re serious about finding beachfront homes for sale in Pensacola Beach, Florida, start your journey today at My850.com.

I’m Lars Rygaard, your trusted expert for Emerald Coast luxury and waterfront real estate.

If you’re searching for Gulf Coast Florida real estate for sale, you’re exploring one of the most desirable regions in the United States for both lifestyle and investment. I’m Lars Rygaard, local real estate professional and founder of My850.com, where I help clients buy, sell, and invest along Florida’s scenic Emerald Coast — from Pensacola Beach to Panama City Beach.

Why the Gulf Coast of Florida Is So Popular

Florida’s Gulf Coast offers a lifestyle that’s hard to beat — warm weather, friendly communities, and miles of stunning beaches with sugar-white sand and emerald-green water. This region attracts everyone from retirees and families to investors seeking long-term appreciation and rental income. Unlike many crowded urban markets, the Gulf Coast maintains a relaxed, small-town atmosphere while offering modern conveniences, strong schools, and easy access to airports and major highways. Many of my clients are drawn here for the quality of life, no state income tax, and year-round outdoor living.

Real Estate Opportunities Along the Gulf Coast

The Gulf Coast real estate market includes a wide range of options, from waterfront condos and vacation rentals to luxury estates and family homes. Here’s a quick look at a few key areas I serve:

- Destin & Miramar Beach: Known for high-end condos, boating, and world-class fishing.

- Santa Rosa Beach & 30A: Offers upscale communities with boutique charm and excellent appreciation potential.

- Panama City Beach: A favorite among investors and second-home buyers, offering great rental returns.

- Pensacola Beach: Perfect for those who want laid-back coastal living with incredible Gulf views.

Whether you’re looking for a beachfront retreat, a townhome near golf courses, or a bayfront lot to build your dream home, the Gulf Coast offers options for every buyer.

How My850.com Helps You Find the Perfect Property

At My850.com, I provide real-time MLS listings, neighborhood guides, and one-on-one consultations to help clients navigate the Gulf Coast market with confidence. My approach combines local expertise with personalized service — ensuring you get the right property at the right price.

For sellers, I offer professional photography, drone video, and targeted marketing campaigns to reach motivated buyers throughout Florida and beyond. Every listing gets the visibility it deserves, backed by data-driven pricing and presentation strategies.

Work with a Trusted Gulf Coast Real Estate Expert

The Gulf Coast Florida real estate market is thriving — and timing matters. Whether you’re buying, selling, or investing, I’m here to help you make a confident move. Visit My850.com to view the latest listings or schedule a free consultation.

I’m Lars Rygaard, your trusted expert for Gulf Coast Florida real estate — helping you turn beach dreams into reality..

If you’re looking for Florida Gulf of Mexico beachfront condos for sale, you’re searching one of the most beautiful and profitable stretches of coastline in America. I’m Lars Rygaard, founder of My850.com, and I specialize in helping buyers and investors find exceptional waterfront properties across the Emerald Coast — from Pensacola to Panama City Beach.

Why Buy a Beachfront Condo on the Gulf of Mexico?

Owning a condo on Florida’s Gulf Coast isn’t just a lifestyle choice — it’s a smart investment. The combination of stunning views, warm water, and year-round demand makes Gulf-front real estate one of the most stable and rewarding asset classes in Florida.

Beachfront condos provide the best of both worlds: low-maintenance ownership and the potential for strong rental income. Many of my clients enjoy their condos seasonally and rent them out the rest of the year through platforms like Airbnb or VRBO — offsetting costs and even generating positive cash flow.

Popular Gulf of Mexico Beachfront Condo Markets

Each Gulf-front community offers something unique. As a full-time real estate professional specializing in the Emerald Coast, here are a few of my top recommendations:

- Destin: Luxury towers like Silver Beach Towers and Jade East offer direct Gulf views and strong rental histories.

- Miramar Beach: A mix of family-friendly resorts and modern developments such as Maravilla and Ariel Dunes.

- Santa Rosa Beach / 30A: Boutique beachfront condos in scenic, walkable communities.

- Panama City Beach: Exceptional value for newer construction and vacation rental income potential.

- Pensacola Beach: Laid-back charm with world-class Gulf views and limited density.

Each area offers its own HOA structure, rental rules, and insurance considerations. My job is to help you evaluate all the details — from monthly fees and rental projections to resale potential and maintenance requirements — before making a purchase.

How My850.com Simplifies the Search

At My850.com, I provide real-time MLS access, expert insights, and personalized property recommendations. Whether you’re an investor seeking a high-return vacation rental or a buyer searching for your perfect second home, I make the process clear and efficient from start to finish. I also offer virtual tours, drone video previews, and in-depth local market reports so you can make informed decisions — even if you’re shopping from out of state.

Your Local Gulf Coast Condo Expert

When it comes to Florida Gulf of Mexico beachfront condos for sale, timing, local knowledge, and negotiation experience are everything. Visit My850.com to explore the latest listings, schedule a consultation, or request a personalized property search.

I’m Lars Rygaard, your trusted expert for Emerald Coast and Gulf of Mexico real estate — here to help you find your slice of paradise.

If you’re exploring single-family homes for sale in Miramar Beach, Florida, you’re looking in one of the most desirable locations along the Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I help buyers and sellers make confident real estate moves in Miramar Beach and across Northwest Florida.

Why Choose Miramar Beach?

Miramar Beach offers the perfect blend of resort living and small-town charm. It’s centrally located between Destin and Santa Rosa Beach, giving residents easy access to white-sand beaches, shopping, dining, and recreation. Whether you’re looking for a primary home, vacation property, or investment opportunity, Miramar Beach has something for everyone.

The area features quiet residential neighborhoods just minutes from the Gulf, as well as gated communities and golf course developments with upscale amenities. Many homes include private pools, outdoor kitchens, and beach access, making Miramar Beach one of the most sought-after residential markets in Florida’s Panhandle.

Top Communities for Single-Family Homes

Over the years, I’ve helped clients buy and sell in some of the most popular Miramar Beach neighborhoods, including:

- Frangista Beach: A favorite for vacation rentals and luxury beach homes.

- Emerald Waters Village: Gated community with deeded beach access and family-friendly appeal.

- Sandestin Golf and Beach Resort: Features waterfront estates, golf-view homes, and endless amenities.

- Hidden Dunes: Private, tranquil setting with tree-lined streets and coastal architecture.

Each neighborhood offers unique advantages — from rental potential to HOA rules — and I help clients evaluate all of those factors before making a decision.

Market Insights

The Miramar Beach market remains strong due to limited inventory and consistent demand from both local and out-of-state buyers. With no state income tax, favorable property values, and a thriving short-term rental market, single-family homes here continue to be a solid long-term investment. Buyers can expect everything from cozy three-bedroom cottages to multi-million-dollar beachfront estates — with prices varying based on proximity to the Gulf, home size, and condition.

How My850.com Helps You Find the Right Home

At My850.com, I provide up-to-date MLS listings, in-depth neighborhood insights, and personalized search tools to make your buying process simple and transparent. My team offers free property valuations, virtual tours, and hands-on guidance from the first showing to closing day.

Whether you’re ready to buy your dream home or considering selling your property in Miramar Beach, I’m here to help.

Explore single-family homes for sale in Miramar Beach, FL today at My850.com, or reach out directly to me, Lars Rygaard — your trusted local expert on Florida’s Emerald Coast.

If you’re thinking about buying a beach house on Florida’s Emerald Coast, you’re not alone. This stretch of paradise — from Pensacola Beach to Panama City Beach — has become one of the most sought-after real estate markets in the country. I’m Lars Rygaard, local real estate professional and founder of My850.com, and I help clients buy, sell, and invest in coastal properties across Northwest Florida.

Why Buy a Beach House on the Emerald Coast?

Owning a beach house here means enjoying world-class beaches, year-round sunshine, and strong property appreciation. The Emerald Coast offers a mix of laid-back living and modern amenities — perfect for families, retirees, or investors looking to generate rental income. Florida’s no state income tax and growing popularity among remote workers have only increased demand for beachfront and near-beach properties. Many buyers see Emerald Coast beach homes as both a personal escape and a smart financial move.

Best Locations to Buy a Beach House

Every coastal town has its own character. Here are a few local favorites I help my clients explore:

- Destin: Known for its luxury homes, boating, and strong rental market.

- Miramar Beach: A balance of resort amenities and relaxed neighborhood living.

- Santa Rosa Beach & 30A: Ideal for buyers seeking boutique communities and architectural charm.

- Panama City Beach: A vibrant vacation market offering newer homes and high ROI potential.

- Pensacola Beach: Perfect for those who want classic beach-town living with fewer crowds.

Whether you’re buying for personal use or investment, I provide market data, rental projections, and insurance insights to make sure your purchase aligns with your goals.

What to Know Before You Buy

Buying a beach house on the Emerald Coast requires expert guidance. Factors like flood zones, wind mitigation, and insurance coverage can significantly affect your ownership costs. My team and I walk every buyer through the details — including inspections, local regulations, and short-term rental permits — so you can buy with confidence.

How My850.com Helps

At My850.com, you can browse up-to-date listings, neighborhood guides, and free property valuation tools. I also offer virtual tours, local market briefings, and personalized recommendations based on your budget and goals.

When you’re ready to buy a beach house on the Emerald Coast of Florida, work with someone who truly knows the market. Visit My850.com today or reach out directly to me, Lars Rygaard — your trusted Emerald Coast real estate expert.

Looking for property for sale in Destin, Florida? You’re exploring one of the most vibrant real estate markets on the Gulf Coast. I’m Lars Rygaard, founder of My850.com, and I specialize in helping buyers and sellers find the perfect piece of paradise along the Emerald Coast.

Why Invest in Destin Real Estate

Destin isn’t just a vacation destination — it’s a thriving coastal community with strong year-round demand. From luxury beachfront homes and high-rise condos to gated golf communities and investment rental properties, Destin offers a wide range of opportunities for every type of buyer. The city’s reputation as “The World’s Luckiest Fishing Village” extends beyond its charm — it’s also one of the most stable real estate markets in Florida, with consistent appreciation and robust rental returns.

Top Destin Neighborhoods for Buyers

Whether you’re looking for your forever home or a high-performing investment, here are some of Destin’s most popular areas:

- Crystal Beach: Classic beach cottages and Gulf-front estates within walking distance to the sand.

- Kelly Plantation: Gated luxury community with golf, tennis, and bayfront living.

- Regatta Bay: Resort-style community offering custom homes near shopping and dining.

- Holiday Isle: A boater’s dream with canal-front homes and private beach access.

- Harbor Landing: Perfect for those seeking waterfront condos with marina amenities.

Each neighborhood offers its own lifestyle advantages — and as a full-time local agent, I guide clients through pricing trends, HOA rules, flood insurance requirements, and rental potential before they buy.

Why Work with My850.com

At My850.com, you can explore real-time property listings for Destin and surrounding areas. My platform is designed for both first-time buyers and seasoned investors, offering tools like:

- Free property valuations and market analysis.

- Access to off-market and pre-listing opportunities.

- Personalized alerts for new properties that match your criteria.

I also provide virtual tours, drone videos, and one-on-one consultations, making your property search efficient and enjoyable — whether you’re local or purchasing from out of state.

Your Local Real Estate Expert

When it comes to finding property for sale in Destin, Florida, experience and timing matter. Visit My850.com

today to see the latest listings or connect directly with me, Lars Rygaard — your trusted expert in Emerald Coast real estate. Let’s find your perfect property on Florida’s most beautiful shoreline.

If you’re searching for Emerald Coast Florida real estate listings, you’re looking in one of the most desirable and fastest-growing regions in the state. I’m Lars Rygaard, local real estate professional and founder of My850.com, and I help buyers and sellers navigate the unique market of Florida’s stunning Emerald Coast — from Pensacola Beach to Panama City Beach.

Why the Emerald Coast Is a Real Estate Hotspot

Known for its emerald-green waters and sugar-white sands, the Emerald Coast is a paradise for homeowners, investors, and vacationers alike. The area combines luxury living, small-town charm, and strong rental demand, making it ideal for both primary residences and investment properties. Real estate here has remained remarkably stable, with steady appreciation and continued demand from buyers relocating from across the country. Florida’s tax benefits, coastal beauty, and year-round lifestyle make the Emerald Coast one of the most sought-after regions in the Southeast.

What You’ll Find in Emerald Coast Listings

At My850.com, you can explore the latest real estate listings covering every type of property imaginable, including:

- Beachfront condos with direct Gulf views and resort amenities.

- Luxury homes in gated communities with private pools and deeded beach access.

- Townhomes and villas near golf courses, shopping, and top-rated schools.

- Investment properties ideal for short-term vacation rentals.

- Waterfront lots ready for custom construction or long-term investment.

Each listing is updated in real-time, giving you a complete view of what’s available across Walton, Okaloosa, Bay, and Escambia counties.

How I Help Buyers and Sellers

As a full-time Emerald Coast agent, I go beyond what you’ll find online. I provide exclusive access to pre-market listings, price-reduced homes, and high-performing vacation properties before they hit the open market.

For sellers, my approach includes professional photography, drone video, and social media marketing designed to highlight every property’s best features. My goal is simple — to get you top dollar, fast.

For buyers, I tailor searches based on your lifestyle, budget, and goals — whether you’re looking for a second home, retirement property, or investment opportunity.

Start Your Search with Confidence

The Emerald Coast is full of opportunities, but finding the right property requires local insight and experience. Visit My850.com

today to browse Emerald Coast Florida real estate listings, schedule a private showing, or request a free home valuation.

I’m Lars Rygaard, your trusted expert for Northwest Florida real estate — here to help you make your next move with confidence.

If you’re looking for retirement homes for sale in Santa Rosa Beach, Florida, you’ve found one of the most beautiful and peaceful destinations on the Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I help retirees and homebuyers discover ideal coastal properties across Northwest Florida — including the charming, laid-back community of Santa Rosa Beach.

Why Retire in Santa Rosa Beach?

Santa Rosa Beach offers the perfect mix of natural beauty, comfort, and convenience. Located along scenic Highway 30A, this area features coastal dune lakes, boutique shopping, fine dining, and world-class beaches. It’s a quieter alternative to busier beach towns, yet close to everything you could need — from medical care and grocery stores to golf courses and marinas.

Retirees are drawn to Santa Rosa Beach for its mild climate, friendly community, and high quality of life. Whether you’re seeking a single-story home, maintenance-free villa, or luxury waterfront property, there’s a perfect fit waiting for you here.

Top Neighborhoods for Retirees

As a local real estate expert, I’ve guided many clients to properties in these highly desirable neighborhoods:

- NatureWalk at Seagrove: Offers a resort-style community with trails, pools, and easy beach access.

- Watersound Origins: Known for its peaceful atmosphere, golf course, and energy-efficient homes.

- Driftwood Estates: Close to Choctawhatchee Bay and perfect for those seeking value and convenience.

- Churchill Oaks: A private, gated community with beautiful bayfront estates and marina access.

Each neighborhood offers its own appeal — from active-lifestyle amenities to waterfront tranquility — and I help my clients find homes that align with their comfort, budget, and lifestyle.

What Makes the Market Attractive

The Santa Rosa Beach retirement market continues to thrive. Home values remain strong, and Florida’s no state income tax makes this area even more attractive for retirees seeking financial peace of mind. Many properties also qualify for homestead tax exemptions, further reducing long-term expenses.

With limited new inventory and high demand, working with a local expert like me ensures you find the right home before it’s gone.

Start Your Next Chapter with My850.com

At My850.com, I provide real-time listings, personalized consultations, and free home valuations. Whether you’re relocating permanently or buying a seasonal residence, I make the process easy — from virtual showings to closing day.

If you’re exploring retirement homes for sale in Santa Rosa Beach, FL, start your journey at My850.com

. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping you find your dream retirement home by the sea.

Thinking about purchasing a second home in Panama City Beach, Florida? You’re not alone. This coastal paradise is one of the most popular destinations for second-home buyers across the Southeast. I’m Lars Rygaard, founder of My850.com, and I help buyers and investors discover the best opportunities along the Emerald Coast — from beachfront condos to private Gulf-view homes.

Why Buy a Second Home in Panama City Beach?

Panama City Beach (PCB) combines relaxed coastal living with solid investment potential. With over 27 miles of sugar-white beaches, world-class fishing, and endless entertainment, it’s easy to see why so many families and retirees choose to make this their second home destination. Florida’s favorable tax climate and no state income tax make owning a second property here financially appealing. Whether you plan to use your home as a seasonal getaway, vacation rental, or future retirement retreat, PCB offers exceptional flexibility and long-term value.

Best Areas to Buy a Second Home in PCB

As a local real estate professional, I’ve guided clients to second homes in some of Panama City Beach’s most desirable neighborhoods:

- Laguna Beach: Quiet and charming, perfect for relaxed living with deeded beach access.

- Bid-a-Wee Beach: Known for its private beaches and timeless coastal cottages.

- Wild Heron: Gated golf community with lakefront homes and luxury amenities.

- Carillon Beach: Upscale seaside village offering architecture and atmosphere similar to 30A.

- The Preserve on the Bay: A private, gated enclave ideal for those seeking space and privacy.

Each area offers unique advantages — from strong rental potential to easy access to shopping, dining, and entertainment.

The Second-Home Market in Panama City Beach

Panama City Beach continues to see strong buyer demand, particularly for turnkey properties and short-term rental-friendly homes. Prices vary based on proximity to the Gulf and property type, but the trend is steady appreciation and limited inventory — both signs of a healthy coastal market. Many of my clients choose PCB for its accessibility (just 20 minutes from Northwest Florida Beaches International Airport) and affordability compared to South Florida markets.

How My850.com Helps You Buy Smarter

At My850.com, you’ll find real-time MLS listings, market insights, and personalized guidance tailored to your lifestyle and goals. I also offer virtual tours, local lender recommendations, and rental income projections to help you make confident decisions.

When you’re ready to explore second homes for sale in Panama City Beach, Florida, visit My850.com

or reach out directly. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping you find the perfect second home in paradise.

If you’re searching for investment property for sale on the Emerald Coast of Florida, you’re exploring one of the strongest and most reliable real estate markets in the Southeast. I’m Lars Rygaard, founder of My850.com, and I specialize in helping investors find high-performing properties along Florida’s scenic Gulf Coast — from Pensacola to Panama City Beach.

Why the Emerald Coast Is a Smart Investment

The Emerald Coast has earned a reputation as one of Florida’s most resilient and profitable regions for real estate investors. With steady tourism, limited supply, and year-round rental demand, properties here offer both short-term cash flow and long-term appreciation. Unlike many resort areas that slow down after summer, the Emerald Coast enjoys consistent traffic throughout the year, driven by military families, snowbirds, and vacationers from neighboring states. That means reliable rental income and lower vacancy rates — two key factors in building long-term wealth through real estate.

Best Types of Investment Properties

At My850.com, I work with investors of all experience levels to identify the right opportunities, including:

- Beachfront condos with proven short-term rental performance.

- Single-family homes ideal for long-term tenants or furnished monthly rentals.

- Townhomes near the beach that balance affordability with strong ROI.

- Multi-unit properties in high-demand zones like Destin and Miramar Beach.

- Fixer-uppers and foreclosures, which can offer great value for hands-on investors.

Each property type comes with its own financial and management considerations — and that’s where local expertise matters most. I help my clients evaluate HOA fees, insurance costs, rental history, and future appreciation potential before making an offer.

Market Outlook

The Emerald Coast’s investment market continues to show steady growth, supported by limited coastal development and a healthy economy. Many investors are diversifying here from more expensive Florida regions like Miami or Naples, recognizing the value and stability the Panhandle offers. Short-term rentals remain especially strong in Destin, Miramar Beach, Santa Rosa Beach, and Panama City Beach, where well-managed properties can yield impressive cap rates.

How My850.com Supports Investors

At My850.com, you can access real-time MLS listings, rental income calculators, and neighborhood-level insights. I also provide personalized consultations for investors seeking turnkey management, renovation advice, or 1031 exchange strategies.

Whether you’re a first-time buyer or a seasoned investor, I’ll help you find the best investment property for sale on the Emerald Coast of Florida — backed by data, local experience, and proven results.

Visit My850.com today to explore listings or schedule a consultation with me, Lars Rygaard, your trusted real estate expert on Florida’s Emerald Coast.

If you’re searching for Gulf front condos for sale in Destin, Florida, you’re exploring one of the most exclusive and rewarding real estate markets on the Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I help buyers and investors find premium beachfront properties across Northwest Florida — including some of the most stunning condos overlooking the Gulf of Mexico.

Why Buy a Gulf Front Condo in Destin?

Destin is famous for its emerald-green waters, white-sand beaches, and high-quality coastal developments. Owning a Gulf front condo here means more than just beachfront living — it’s a lifestyle investment. Whether you plan to live full-time, visit seasonally, or rent to vacationers, Destin’s strong tourism market provides both enjoyment and financial opportunity.

These condos often feature direct beach access, resort-style pools, private balconies, and rental management options, allowing you to generate income when you’re not in town. Many buyers choose Destin for its balance of luxury, accessibility, and long-term value.

Top Gulf Front Condo Communities in Destin

As a local real estate professional, I’ve worked with clients in many of Destin’s most desirable Gulf front developments, including:

- Silver Beach Towers: High-end, spacious units with private balconies and stunning Gulf views.

- Harbor Landing: Perfect for boat owners, featuring marina slips and panoramic water vistas.

- Edgewater Beach Resort: A family-friendly complex with excellent rental performance.

- Ariel Dunes & Majestic Sun: Ideal for investors seeking affordability and strong occupancy rates.

- Destin Gulfgate: Known for its wide beachfront and luxurious finishes.

Each community has unique HOA rules, amenities, and rental policies — and understanding these differences can make a major impact on your return and experience.

Destin Condo Market Outlook

The market for Gulf front condos in Destin remains competitive but steady, driven by limited inventory and continued buyer interest from across the country. Even with rising demand, Destin still offers exceptional value compared to South Florida, making it one of the best places to invest in Gulf front property.

Many of my clients purchase here as part of a vacation rental portfolio or a long-term retirement strategy. With the right guidance, you can find a property that fits both your lifestyle and investment goals.

Start Your Search with My850.com

At My850.com, you can browse up-to-date MLS listings, schedule private tours, and access my local market reports. I also offer virtual showings and personalized consultations for out-of-state buyers.

If you’re ready to explore Gulf front condos for sale in Destin, FL, visit My850.com

today. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping you find the perfect place to live, relax, or invest on Florida’s most beautiful shoreline.

If you’re looking for townhomes for sale in Miramar Beach, Florida, you’re exploring one of the most desirable markets along the Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I help buyers, sellers, and investors find high-value coastal properties across Northwest Florida — including the beautiful and highly walkable community of Miramar Beach.

Why Choose a Townhome in Miramar Beach?

Miramar Beach offers a perfect balance between resort living and everyday convenience. Townhomes here appeal to a wide range of buyers — from retirees seeking low-maintenance living to investors searching for vacation rental income. With the Gulf of Mexico just steps away, and Destin Commons and Silver Sands Premium Outlets nearby, Miramar Beach is one of the best spots on the coast for year-round enjoyment. Many townhome communities feature modern designs, open floor plans, private garages, and community pools. Whether you’re looking for a full-time residence or a beach getaway, Miramar Beach delivers both comfort and coastal charm.

Top Townhome Communities in Miramar Beach

As a local real estate professional, I’ve helped clients buy and sell in some of the area’s most popular townhome communities, including:

- Alerio: A gated, upscale community just across from the beach.

- Emerald Shores: Family-friendly neighborhood with private beach access.

- Miramar Beach Villas: Spacious layouts ideal for vacation rentals or seasonal living.

- Leeward Key & Costa Vista: Gulf-view townhomes with excellent rental histories.

- The Enclave: Affordable options with beach access and great community amenities.

Each community offers its own mix of amenities, HOA structure, and proximity to the beach — and understanding these nuances can help you choose the right fit for your lifestyle or investment goals.

Market Overview

The Miramar Beach townhome market remains strong, fueled by limited inventory and consistent buyer demand. Many properties here qualify for short-term rentals, giving owners the flexibility to enjoy their home part-time while earning income when not in use.

Florida’s favorable tax climate, coastal desirability, and steady population growth all contribute to long-term value and stability for Miramar Beach property owners.

Start Your Search with My850.com

At My850.com, you can explore real-time MLS listings for Miramar Beach townhomes, view virtual tours, and schedule private showings. I also provide free property valuations and investment analyses to help my clients make informed decisions.

If you’re ready to discover Miramar Beach townhomes for sale, visit My850.com

today. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — here to help you find the perfect townhome near the sand and sea.

The Florida vacation home market along the Emerald Coast continues to thrive, attracting buyers, investors, and retirees from across the country. I’m Lars Rygaard, founder of My850.com, and I help clients make smart real estate decisions in Northwest Florida — from Destin and Santa Rosa Beach to Panama City Beach and Pensacola Beach.

The Strength of the Emerald Coast Vacation Home Market

The Emerald Coast is one of the most desirable destinations in the United States for second homes and vacation rentals. With sugar-white beaches, turquoise water, and year-round sunshine, it’s no surprise that demand for vacation properties continues to rise.

Unlike some Florida markets that experience seasonal slowdowns, this region enjoys steady, year-round tourism thanks to its central location, strong military presence, and easy access from neighboring states like Alabama, Georgia, and Texas. As a result, the Emerald Coast vacation home market remains one of the most stable and profitable in the state.

What’s Driving Demand?

Several factors are fueling continued growth in this market:

- Remote Work Flexibility: More buyers are purchasing vacation homes they can use for both leisure and work-from-home lifestyles.

- Rental Income Potential: Many properties are rented short-term when not in use, generating strong ROI through Airbnb and VRBO.

- Tax Advantages: Florida’s lack of state income tax and favorable property laws make it ideal for second-home ownership.

- Lifestyle Appeal: Families love the relaxed pace, safe neighborhoods, and easy beach access.

I regularly assist clients in finding properties that balance personal enjoyment with investment performance, helping them evaluate rental income, management options, and resale value.

Top Vacation Home Areas Along the Emerald Coast

Each coastal town offers unique appeal:

- Destin: Luxury condos and beachfront homes with some of the highest rental occupancy rates in the region.

- Miramar Beach: Great mix of affordability, amenities, and strong short-term rental demand.

- Santa Rosa Beach & 30A: Scenic, walkable communities perfect for upscale vacation homes.

- Panama City Beach: Newer construction and excellent ROI potential.

- Pensacola Beach: Laid-back atmosphere with long-term appreciation and fewer crowds.

My850.com – Your Local Market Advantage

At My850.com, I provide real-time MLS data, local insights, and expert guidance to help buyers and investors make the most of the Emerald Coast vacation home market. Whether you’re looking for a beachfront retreat or a high-performing rental property, my team offers personalized support from search to closing.

The Emerald Coast continues to prove that investing in Florida’s Gulf-front lifestyle is both enjoyable and financially rewarding.

Visit My850.com today to explore listings or connect directly with me, Lars Rygaard — your trusted local expert for vacation and investment homes along Florida’s Emerald Coast.

Searching for beach view condos for sale in Pensacola Beach, Florida? You’re looking in one of the Gulf Coast’s most charming and rewarding real estate markets. I’m Lars Rygaard, founder of My850.com, and I help buyers and investors find premium coastal properties throughout Northwest Florida — including the pristine shoreline of Pensacola Beach.

Why Choose Pensacola Beach?

Pensacola Beach is famous for its crystal-clear water, powder-white sand, and small-town atmosphere. It’s part of Santa Rosa Island, a barrier island that perfectly blends relaxation with recreation. Whether you’re seeking a personal beach getaway or a high-performing investment property, Pensacola Beach offers outstanding value compared to other Florida coastal markets.

Beach view condos here provide the ideal combination of comfort, scenery, and investment potential. Most feature private balconies, resort-style amenities, and easy access to both the Gulf of Mexico and the calm waters of Santa Rosa Sound — perfect for boating, kayaking, or paddleboarding.

Popular Condo Communities in Pensacola Beach

Over the years, I’ve helped clients buy and sell in many of Pensacola Beach’s top-rated condo developments, including:

- Portofino Island Resort: Five luxurious towers offering panoramic Gulf and Sound views with top-tier amenities.

- Emerald Dolphin: Spacious units with private balconies and convenient access to restaurants and shopping.

- Sans Souci: Directly across from the Gulf, known for consistent rental income and strong resale value.

- Beach Club Tower: Exclusive Gulf-front residences with elegant design and resort-quality facilities.

- The Verandas: Private, low-density community with sweeping water views and a peaceful setting.

Each complex offers unique amenities, HOA structures, and rental options — and as your local expert, I help you evaluate all the details to find the best fit for your needs.

Market Outlook

The market for beach view condos in Pensacola Beach remains strong, driven by limited inventory and steady demand from vacationers and out-of-state buyers. Rental performance is consistent, and appreciation has held firm thanks to the area’s careful balance of development and natural preservation. Compared to other Gulf Coast destinations, Pensacola Beach remains an excellent value for waterfront buyers, offering the same breathtaking scenery with fewer crowds and lower carrying costs.

Find Your Perfect Beach View Condo

At My850.com, I provide real-time MLS listings, market insights, and personalized consultations for buyers and investors. Whether you’re local or shopping from out of state, my team makes your search smooth and informed.

If you’re ready to explore beach view condos for sale in Pensacola Beach, FL, visit My850.com

today. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — here to help you find your dream property overlooking the Gulf.

If you’re searching for homes for sale in the 850 area code, you’re exploring one of the most desirable regions in all of Florida — the beautiful Emerald Coast. I’m Lars Rygaard, local real estate professional and founder of My850.com, where I help buyers and sellers navigate the thriving housing markets across Northwest Florida, including Destin, Miramar Beach, Santa Rosa Beach, Fort Walton Beach, and Panama City Beach.

What Makes the 850 Area Code Special

The 850 area code covers much of Northwest Florida, stretching from Pensacola to Tallahassee, and includes some of the state’s most scenic coastal communities. The region is known for its Gulf-front beauty, military bases, thriving tourism, and affordable living costs compared to South Florida. People from across the U.S. are relocating to the 850 area for its laid-back lifestyle, top-rated schools, and strong job market. With no state income tax, great healthcare options, and easy access to beaches, boating, and golf, it’s easy to see why so many are choosing to call this area home.

Home Styles and Communities Across the 850 -

The 850 area offers an incredible variety of homes to fit every lifestyle and budget:

- Destin & Miramar Beach: Known for coastal luxury and high-end Gulf-front properties.

- Santa Rosa Beach & 30A: Boutique neighborhoods and master-planned communities near world-class dining and beaches.

- Fort Walton Beach & Navarre: Affordable, family-friendly areas with great schools and proximity to military bases.

- Panama City Beach: A top spot for vacation homes and investment properties.

- Pensacola: Historic charm with a growing downtown and beautiful waterfront communities.

Whether you’re looking for a primary residence, second home, or rental investment, I’ll help you identify the best locations based on your goals, budget, and preferred lifestyle.

The Market Outlook

Real estate across the 850 area code remains strong, with steady appreciation driven by population growth, new construction, and year-round demand. Inventory levels are tightening, which makes working with a local expert essential. I provide my clients with off-market opportunities, new listing alerts, and market analytics so they can act fast when the right property appears.

Explore Homes for Sale at My850.com

At My850.com, you can explore real-time MLS listings, community guides, and free property valuations for all homes in the 850 region. My team and I make the process smooth from the first showing to closing day, whether you’re relocating or investing.

If you’re ready to find homes for sale in the 850 area code, visit My850.com

today. I’m Lars Rygaard, your trusted expert for Northwest Florida real estate — helping you find your perfect home on Florida’s Emerald Coast.

If you’re searching for homes with pools for sale on Florida’s Gulf Coast, you’re looking in one of the most desirable and lifestyle-rich regions in the country. I’m Lars Rygaard, founder of My850.com, and I help buyers and sellers find their perfect slice of paradise along the Emerald Coast — from Pensacola Beach to Panama City Beach.

Why Choose a Home with a Pool on the Gulf Coast?

Florida’s Gulf Coast is famous for its sunny weather, relaxed pace, and outdoor living. Owning a home with a private pool lets you make the most of it — whether you’re cooling off after a beach day, entertaining family, or simply enjoying the peace of your own backyard oasis. Homes with pools are especially popular among second-home owners and investors who want properties that stand out in the short-term rental market. A private or community pool can significantly boost rental appeal and resale value, particularly in coastal areas like Destin, Miramar Beach, and Santa Rosa Beach.

Popular Gulf Coast Areas for Homes with Pools

As a local real estate expert, I’ve helped clients find exceptional properties in:

- Destin: Luxury homes and golf communities with resort-style pools and outdoor kitchens.

- Miramar Beach: Gated neighborhoods where many homes feature private or shared pools within walking distance to the beach.

- Santa Rosa Beach & 30A: High-end residences with infinity pools overlooking coastal dune lakes and the Gulf.

- Panama City Beach: Great mix of vacation homes and investment properties with private pools.

- Pensacola Beach: Waterfront homes with pools and boat access, ideal for year-round living.

Whether you prefer a modern luxury home, a classic beach cottage, or a low-maintenance villa, I can help you locate the best pool-equipped homes to match your needs and budget.

The Market Advantage

Gulf Coast Florida homes with pools continue to perform well in the market. Demand remains strong among both locals and out-of-state buyers, particularly as remote work and relocation trends grow. Pool homes not only offer lifestyle benefits but also higher rental returns in vacation destinations.

Florida’s favorable tax structure and consistent tourism make these properties a smart long-term investment.

Start Your Search with My850.com

At My850.com, you can explore real-time listings of Gulf Coast Florida homes with pools, schedule virtual or in-person showings, and get free property valuations. My team and I make it easy to find homes that fit your lifestyle — whether you’re buying, selling, or investing.

If you’re ready to enjoy the Gulf Coast lifestyle from your own backyard oasis, visit My850.com

today. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — here to help you find your dream home with a pool in paradise.

II you’re searching for waterfront homes for sale in Santa Rosa Beach, Florida, you’re looking in one of the most desirable and picturesque areas along the entire Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I help buyers and sellers find exceptional waterfront properties throughout Northwest Florida — from Gulf-front estates to serene bayfront retreats.

Why Choose a Waterfront Home in Santa Rosa Beach?

Santa Rosa Beach is known for its breathtaking natural beauty, peaceful atmosphere, and upscale yet relaxed lifestyle. Whether you’re drawn to the calm waters of Choctawhatchee Bay or the panoramic Gulf views along scenic 30A, this area offers some of the most sought-after waterfront real estate in the state. Owning a waterfront home here means enjoying boating, paddleboarding, fishing, and sunset views right from your backyard. Many properties feature private docks, boat lifts, or beach walkovers — making Santa Rosa Beach ideal for anyone who loves coastal living.

Popular Waterfront Areas in Santa Rosa Beach

As a local real estate professional, I’ve guided clients to some of the area’s most exclusive waterfront communities, including:

- Churchill Oaks: A gated, bayfront community offering elegant architecture and marina access.

- Driftwood Estates: Spacious bay-view homes with family-friendly layouts and great value.

- WaterColor: Luxury Gulf-front residences surrounded by nature trails and resort amenities.

- Grayton Beach & Seagrove: Classic coastal neighborhoods featuring some of 30A’s most iconic beachfront homes.

- Point Washington: A peaceful bayfront setting with large lots and Old Florida charm.

Each area offers something unique — from luxury waterfront estates to cozy cottages — and I help my clients evaluate flood zones, elevation, insurance costs, and rental potential to make informed decisions.

Market Insights

Waterfront homes in Santa Rosa Beach remain in high demand, with limited inventory and strong appreciation. The combination of protected natural environments, architectural quality, and coastal preservation laws ensures long-term value.

Whether you’re searching for a full-time residence, vacation getaway, or investment property, now is an excellent time to explore opportunities before prices continue to rise.

How My850.com Helps You Find the Perfect Home

At My850.com, I provide real-time listings, virtual tours, and personalized consultations for waterfront buyers. My team handles everything from showings to closing — ensuring a smooth, informed, and enjoyable buying experience.

If you’re ready to find waterfront homes for sale in Santa Rosa Beach, FL, visit My850.com

today. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping you find the perfect home where the land meets the sea.

If you’re looking for homes near the beach in Destin, Florida, you’re searching in one of the most beautiful and in-demand markets on the Gulf Coast. I’m Lars Rygaard, founder of My850.com, and I help buyers and sellers find the best beachside properties across the Emerald Coast — from charming cottages to luxury coastal estates.

Why Live Near the Beach in Destin?

Destin is often called “The World’s Luckiest Fishing Village,” but today it’s also one of Florida’s most desirable coastal communities. With powder-white sand, emerald-green water, and a relaxed resort lifestyle, living near the beach here means having the Gulf of Mexico just minutes from your front door. Homes near the beach in Destin offer both convenience and value — close enough to walk, bike, or take a golf cart to the shore, yet tucked away in peaceful neighborhoods. Whether you’re searching for a primary residence, vacation home, or investment property, Destin’s strong real estate market provides excellent long-term potential.

Popular Areas for Beachside Living

As a local agent, I’ve helped clients find homes in some of Destin’s most desirable near-beach communities, including:

- Crystal Beach: Charming pastel-colored homes within walking distance to the sand.

- Frangista Beach: A favorite for vacation rentals with private beach access and luxury design.

- Destiny by the Sea: Gated community offering beachfront amenities and high-end homes.

- Holiday Isle: Ideal for boaters and beach lovers with canal access and private docks.

- Emerald Shores: Family-friendly neighborhood with deeded beach access and resort-style pools.

Each area offers a unique combination of lifestyle, location, and return potential — and I help clients understand HOA rules, rental restrictions, and insurance factors before they buy.

The Market Advantage

Homes near the beach in Destin remain in strong demand due to limited coastal development and growing buyer interest from across the U.S. Even in changing markets, Destin’s combination of location, rental performance, and year-round appeal makes it a solid investment. Buyers can expect a range of prices — from mid-tier family homes just blocks from the shore to multi-million-dollar Gulf-view estates with direct access to the beach.

Start Your Search with My850.com

At My850.com, I provide up-to-date listings, personalized consultations, and virtual tours to help you find your ideal home near the beach. My goal is to make every transaction smooth, transparent, and rewarding.

If you’re ready to explore homes near the beach in Destin, FL, visit My850.com today or reach out directly. I’m Lars Rygaard, your trusted real estate expert for Northwest Florida — helping you live the beach life you’ve always imagined.

If you’re exploring Emerald Coast vacation rentals that have become homes for sale, you’re looking at one of the most exciting segments of Florida’s Gulf real estate market. I’m Lars Rygaard, founder of My850.com, and I specialize in helping buyers discover high-performing vacation properties that are now available for full-time living or investment.

Why Vacation Rentals Are Coming to Market

Over the past few years, many property owners across the Emerald Coast — from Destin and Miramar Beach to Santa Rosa Beach and Panama City Beach — have transitioned their short-term rentals into resale opportunities. Some investors are cashing in on appreciation, while others are moving toward different portfolio strategies. For buyers, this creates a unique opportunity to purchase fully furnished, rental-ready homes that are already proven performers. Many come with established booking histories, strong rental income data, and loyal returning guests — all valuable for buyers looking to balance lifestyle and investment.

The Benefits of Buying a Former Vacation Rental

Purchasing one of these homes offers several advantages:

- Turnkey condition: Most properties come fully equipped and furnished.

- Proven rental income: You can review rental history and occupancy data before buying.

- Strong resale potential: These properties remain in demand for both investors and lifestyle buyers.

- Flexible use: Live part-time and rent seasonally, or make it your full-time residence.

Whether you’re a first-time investor or an experienced buyer, I provide expert analysis on rental projections, management options, and tax considerations for short-term rental properties.

Top Areas to Find Vacation Rentals Turned Homes for Sale

- Destin: Gulf-front condos and luxury homes with long rental histories.

- Miramar Beach: Gated communities offering beach access and strong rental performance.

- Santa Rosa Beach / 30A: Boutique neighborhoods ideal for both personal use and income.

- Panama City Beach: High-yield condos and single-family homes popular with families and groups.

- Fort Walton Beach: Affordable options close to bases and beaches.

Each market has its own regulations and HOA structures that can impact rental potential. My team helps buyers evaluate every factor before making an offer.

Start Your Search at My850.com

At My850.com, you can explore current listings of vacation rentals turned homes for sale along the Emerald Coast. I also offer free consultations, market reports, and personalized property alerts for buyers looking to act quickly.

If you’re ready to turn a proven vacation property into your next home or investment, visit My850.com today. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — here to help you find the perfect property with built-in potential.

If you’re looking for a condo under $500,000 in Miramar Beach, Florida, you’re exploring one of the best value opportunities along the Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I help buyers, sellers, and investors find the right mix of affordability, lifestyle, and investment potential across Northwest Florida’s Gulf Coast.

Why Buy a Condo in Miramar Beach?

Miramar Beach is known for its turquoise waters, beautiful beaches, and relaxed atmosphere, but it’s also one of the few areas along Florida’s Gulf Coast where you can still find high-quality condos under $500K. These properties are perfect for second-home buyers, retirees, and investors looking for strong rental potential in a desirable market. Many of these condos are located within walking distance of the beach and offer modern amenities like pools, fitness centers, and gated parking. With low maintenance costs and proximity to shopping, dining, and entertainment, Miramar Beach condos represent both convenience and value.

Top Miramar Beach Condo Communities Under $500K

As a local real estate expert, I’ve guided clients through some of the area’s best developments offering condos in this price range:

- Maravilla Resort: A gated, pet-friendly community with deeded beach access and rental-friendly units.

- Ariel Dunes: Stylish high-rise towers with golf course views and strong rental demand.

- The Enclave: Affordable condos just steps from the Gulf with great community amenities.

- Leeward Key: Features Gulf views and private beach access across the street.

Gulfview Condominiums: Smaller, budget-friendly units ideal for vacation rentals.

These complexes provide a range of layouts — from studio units to spacious two-bedroom condos — many already furnished and rental-ready.

The Market Advantage

The Miramar Beach condo market remains highly competitive, particularly in the under-$500K category. With strong demand from both in-state and out-of-state buyers, properties in this price range tend to move quickly.

Florida’s favorable tax structure, rental income potential, and long-term appreciation make these condos a smart investment. Many buyers choose to offset ownership costs by renting their units during peak vacation months while reserving personal use for off-season stays.

Start Your Condo Search with My850.com

At My850.com, I provide real-time MLS listings, local insights, and one-on-one consultations to help you find the right condo before it hits the broader market. My team also offers virtual tours and free property valuations for sellers ready to list.

If you’re ready to explore condos under $500K in Miramar Beach, FL, visit My850.com today. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping you secure the perfect condo by the beach at the right price.

If you’re wondering, “How can I sell my house on the Emerald Coast of Florida quickly and for top dollar?” — you’ve come to the right place. I’m Lars Rygaard, founder of My850.com, and I specialize in helping homeowners throughout Northwest Florida sell their properties efficiently, confidently, and profitably.

Why Selling on the Emerald Coast Is Unique

The Emerald Coast — stretching from Pensacola to Panama City Beach — isn’t just another housing market. It’s a lifestyle destination that attracts buyers year-round. Whether your home is a primary residence, vacation property, or investment, positioning it correctly makes all the difference.

With steady demand from out-of-state buyers, retirees, and investors, this region remains one of Florida’s most resilient real estate markets. However, selling here requires local knowledge, accurate pricing, and professional marketing to make your home stand out among beachfront, golf course, and resort-area listings.

My Proven Home-Selling Process

At My850.com, I’ve developed a streamlined system that helps sellers achieve the best possible outcome:

Free Home Valuation: I provide an in-depth property value report based on comparable sales, location, and market trends.

Pre-Listing Walkthrough: My team offers staging advice, repair recommendations, and improvement tips to boost appeal.

Professional Marketing: Every listing includes HD photography, drone footage, and targeted online exposure across Zillow, Homes.com, and social media.

Strategic Pricing: I combine market analytics and buyer behavior data to price your home for maximum interest — not just clicks.

Negotiation & Closing Support: From offers to inspections, I handle every step to ensure a smooth transaction.

Why Sellers Trust My850.com

Homeowners across the Emerald Coast work with me because I bring local expertise, data-driven strategy, and unmatched visibility. My listings consistently outperform the market average in views, saves, and showing requests. Whether you’re in Destin, Miramar Beach, Santa Rosa Beach, or Panama City Beach, I’ll guide you through every step of the selling process.

Let’s Get Started

Selling a home can feel overwhelming — but with the right strategy, it doesn’t have to be. Visit My850.com today for a free home valuation or to schedule a private consultation.

I’m Lars Rygaard, your trusted Emerald Coast real estate professional — helping you sell smarter, faster, and with confidence on Florida’s most beautiful coastline.I

When it’s time to sell your home, choosing the right listing agent on the Emerald Coast of Florida makes all the difference. I’m Lars Rygaard, founder of My850.com, and I specialize in helping homeowners throughout Destin, Miramar Beach, Santa Rosa Beach, Fort Walton Beach, and Panama City Beach sell for top dollar — quickly and efficiently.

What a Listing Agent Does (and Why It Matters)

A professional listing agent isn’t just someone who puts your home on the MLS. The right agent is your strategist, marketer, and negotiator — responsible for positioning your property to attract serious buyers while protecting your financial interests.

y role as your listing agent goes far beyond the basics. At My850.com, I create a customized marketing plan designed around your property’s unique strengths, ensuring it reaches the most qualified buyers locally and nationwide.

My Proven Listing Strategy

When you work with me, you’re getting a comprehensive, data-driven approach to selling:

Free Market Analysis: I evaluate comparable sales, buyer activity, and market trends to pinpoint your home’s optimal price.

Professional Presentation: Every listing includes high-definition photos, aerial drone video, and detailed floor plans that showcase your home’s full potential.

Digital & Social Exposure: Your home is promoted on Zillow, Realtor.com, Homes.com, and across Facebook, Instagram, and Google Business, targeting the exact audience most likely to buy in your area.

Negotiation Expertise: I represent your interests through every step — from offers and inspections to closing day — ensuring the best possible outcome.

Local Advantage: As a full-time Emerald Coast real estate expert, I know every community, zoning nuance, and pricing trend — giving your listing a competitive edge.

Why Homeowners Choose My850.com

Clients across Northwest Florida trust me because I combine modern marketing with local insight. My listings routinely outperform market averages in online visibility and showing requests. Sellers also appreciate my transparent communication, hands-on approach, and results-focused process.

Whether you’re selling a beachfront property in Destin, a vacation home in Santa Rosa Beach, or a townhome in Miramar Beach, I’ll ensure your property gets maximum exposure and serious buyer attention.

Ready to List Your Home?

Choosing the right listing agent is the first step toward a successful sale. Visit My850.com today to schedule a free consultation or request a custom home valuation.

I’m Lars Rygaard, your trusted Emerald Coast listing specialist — delivering professionalism, precision, and proven results along Florida’s Gulf Coast..

When you’re ready to buy or sell property along Florida’s Emerald Coast, working with a top-producing real estate team ensures your success. I’m Lars Rygaard, founder of My850.com, and together with my team, we proudly serve as one of the most trusted and results-driven real estate groups on the Emerald Coast.

What It Means to Be a Top-Producing Team

Being a top-producing team isn’t about volume alone — it’s about results, integrity, and consistency. It means we help our clients close more successful transactions, achieve better returns, and enjoy a smoother experience from listing to closing.

Our reputation is built on a simple principle: every client matters. Whether you’re selling a waterfront home in Santa Rosa Beach, purchasing a condo in Destin, or investing in a property in Panama City Beach, our focus is on maximizing your results while protecting your interests.

What Sets My850.com Apart

As a team, we combine local knowledge, advanced marketing, and modern technology to give our clients a clear edge in a competitive market. Here’s how we consistently outperform the average:

Data-Driven Pricing: We use real-time market analytics and buyer activity reports to accurately price properties.

Premium Marketing: Every listing features drone photography, cinematic video tours, and global online syndication across major real estate platforms.

Local Expertise: From flood zones to HOA rules, we know every detail of the Emerald Coast’s neighborhoods and investment opportunities.

Client-First Service: Our communication is transparent, responsive, and personal — ensuring our clients always feel informed and supported.

Proven Results: Our listings achieve higher view-to-show ratios and faster sales times compared to market averages.

Areas We Serve

Our coverage includes the entire Emerald Coast, from Pensacola Beach to Panama City Beach, with strong representation in Destin, Miramar Beach, 30A, and Fort Walton Beach. Each community has its own unique appeal, and we tailor our approach to fit your specific market and goals.

Why Choose the My850.com Team

Choosing a top-producing team means partnering with professionals who understand both the emotional and financial aspects of real estate. We don’t just sell homes — we help people make confident decisions that shape their future.

If you want trusted representation backed by performance, experience, and local insight, reach out to the My850.com Real Estate Team today.

Visit My850.com to connect directly with me, Lars Rygaard, and discover why we’re the top-producing real estate team on the Emerald Coast — where results, reputation, and relationships come together.

When it comes to buying or selling property in Northwest Florida, choosing the right real estate firm is essential. I’m Lars Rygaard, founder of My850.com, and my team is proud to serve as one of the region’s most trusted and performance-driven real estate firms — helping clients across Destin, Miramar Beach, Santa Rosa Beach, Pensacola Beach, and Panama City Beach.

Why Work with a Local Northwest Florida Real Estate Firm?

Northwest Florida, known as the Emerald Coast, is unlike any other market in the state. It’s a mix of luxury waterfront properties, family neighborhoods, investment condos, and vacation rentals. To succeed here, you need a firm that understands the local dynamics, seasonal trends, and buyer motivations that define this diverse region.

As a locally owned and operated real estate firm, My850.com offers deep community roots and personalized service that large, out-of-area corporations simply can’t match. We know how to position your property to attract qualified buyers — and how to identify hidden opportunities for those looking to purchase or invest.

What Makes My850.com Different

At My850.com, we combine local expertise with innovative technology to give our clients an unmatched advantage. Here’s what sets us apart:

Full-Service Real Estate Solutions: From residential sales to property management and marketing, we handle every detail in-house.

Accurate Market Insights: Our data-driven approach ensures accurate pricing and informed decisions.

Strategic Marketing: Every listing receives drone footage, professional photography, and targeted online advertising across multiple platforms.

Experienced Teamwork: Led by me, Lars Rygaard, our small but powerful team focuses on quality results, not volume.

Local Commitment: We live and work on the Emerald Coast — and we’re dedicated to helping our community thrive.

Areas We Serve

Our Northwest Florida real estate firm covers all major Gulf Coast markets, including:

Destin & Miramar Beach: Luxury and investment properties with strong rental returns.

Santa Rosa Beach & 30A: Upscale coastal homes and boutique vacation properties.

Fort Walton Beach & Navarre: Great value for primary homes and relocations.

Panama City Beach & Pensacola Beach: Booming vacation rental and second-home markets.

Experience the My850.com Advantage

Whether you’re selling your home, purchasing an investment property, or relocating to the coast, the right real estate firm makes the process seamless.

Visit My850.com today to connect with Northwest Florida’s trusted real estate firm. I’m Lars Rygaard, and my team and I are ready to help you reach your real estate goals with confidence and clarity.

If you’re thinking about selling your vacation property on Florida’s Gulf Coast, timing, presentation, and expert representation are key to maximizing your return. I’m Lars Rygaard, founder of My850.com, and I specialize in helping homeowners across the Emerald Coast — from Pensacola Beach to Panama City Beach — sell their properties quickly and profitably.

Step 1: Understand the Market

The Florida Gulf Coast attracts buyers year-round — vacation homeowners, investors, and retirees looking for waterfront living. But the vacation home market operates differently than the primary housing market.

Seasonal demand: Buyer activity often peaks in spring and early summer.

Rental potential: Buyers want to see income data from short-term rentals.

Condition matters: Turnkey properties sell faster and for higher prices.

Before listing, I provide clients with a custom market analysis that factors in seasonal trends, comparable listings, and rental income history. This ensures your property is priced correctly for current demand.

Step 2: Prepare Your Property

A vacation home must stand out visually and emotionally. Buyers are purchasing a lifestyle as much as a property. Here’s how I help my clients prepare:

Professional staging and cleaning: Show the home as a ready-to-rent retreat.

Repairs and updates: Address deferred maintenance — especially on roofs, HVAC systems, and water heaters (which often impact insurance eligibility).

Photography and video: Every My850.com listing includes high-definition photos, drone footage, and virtual tours to attract online buyers nationwide.

Step 3: Maximize Your Marketing Exposure

With a large percentage of Gulf Coast buyers coming from out of state, digital reach is critical. At My850.com, your listing receives:

Premium exposure on Zillow, Realtor.com, and Homes.com.

Targeted advertising on Facebook, Instagram, and Google.

Inclusion in our private buyer database of active investors and vacation-home seekers.

This comprehensive marketing strategy ensures your property reaches the right audience fast.

Step 4: Work with a Local Expert

The Gulf Coast is a complex market — each beach community has unique regulations, HOA rules, and rental restrictions. As a full-time local agent, I guide sellers through every step — from navigating short-term rental ordinances to handling inspection and insurance requirements.

Ready to Sell Your Florida Vacation Property?

Selling a vacation home requires more than listing it — it requires strategy, timing, and presentation. Visit My850.com today for a free vacation property valuation or to schedule a personalized consultation.

I’m Lars Rygaard, your trusted Gulf Coast real estate expert — helping you sell smarter, faster, and for the best possible price along Florida’s Emerald Coast.

Curious what your home is really worth? If you’re considering selling, refinancing, or just keeping an eye on your equity, a free home valuation on the Emerald Coast of Florida is the perfect place to start. I’m Lars Rygaard, founder of My850.com, and I help homeowners across Destin, Miramar Beach, Santa Rosa Beach, and Panama City Beach understand their property’s current market value — with no cost and no obligation.

Why You Need a Professional Home Valuation

Online “instant” estimates often miss key factors that affect real property value, such as upgrades, condition, location within a community, or unique features like Gulf views and proximity to beach access.

At My850.com, I combine local expertise with real-time MLS data to provide homeowners with accurate, personalized property valuations. My valuations consider:

Recent comparable sales in your neighborhood

Active listings competing on the market

Seasonal demand shifts on the Emerald Coast

Property condition, upgrades, and unique amenities

The My850.com Home Valuation Process

When you request your free valuation, here’s what happens:

Property Review: I analyze your home’s specifications, location, and current market activity.

Comparable Market Analysis (CMA): I identify similar homes sold recently to determine fair market range.

Customized Report: You’ll receive a clear, easy-to-read breakdown showing your property’s estimated value and what similar homes are selling for.

Optional Walk-Through: For sellers, I offer an in-person or virtual walk-through to discuss potential improvements and pricing strategy.

This process helps you understand exactly where your property stands in today’s Emerald Coast real estate market.

When to Get a Home Valuation

A free home valuation is ideal if you’re:

Thinking about listing your property in the next 6–12 months.

Considering refinancing or using equity for another investment.

Curious about how your home’s value has appreciated over time.

Evaluating renovation ROI before starting a project.

Even if you’re not selling immediately, knowing your current market value gives you a strong financial advantage.

Get Your Free Valuation Today

Understanding your home’s worth is the first step toward making confident real estate decisions. Visit My850.com today to request your free home valuation on the Emerald Coast of Florida.

I’m Lars Rygaard, your trusted local real estate expert, helping homeowners unlock the true value of their properties — with honesty, data, and experience you can count on.

If you’re asking, “What is my home worth in Panama City Beach, Florida?” — you’re not alone. Property values across Florida’s Emerald Coast have seen strong appreciation in recent years, and many homeowners are sitting on more equity than they realize. I’m Lars Rygaard, founder of My850.com, and I help property owners throughout the Gulf Coast discover the true value of their homes — with data-driven, local insight.

Why Knowing Your Home’s Value Matters

Whether you’re thinking about selling, refinancing, or investing, an accurate home valuation gives you the power to make confident financial decisions. The Panama City Beach market is dynamic and highly location-sensitive, meaning that two homes just blocks apart can have very different market values depending on factors like proximity to the Gulf, community amenities, and rental potential.

Understanding your property’s value isn’t just about numbers — it’s about knowing where your home fits within today’s local market and what buyers are willing to pay right now.

How I Determine Your Home’s True Value

At My850.com, I use a comparative market analysis (CMA) combined with my local experience to deliver precise and realistic home valuations. This process includes:

1. Recent Comparable Sales: Reviewing homes sold nearby that match your size, condition, and features.

2. Active Listings & Competition: Assessing how your home stacks up against current listings.

3. Neighborhood Insights: Factoring in community amenities, HOA rules, and beach proximity.

4. Condition & Upgrades: Adjusting for recent renovations, storm proofing, or energy efficiency improvements.

This data-driven approach ensures your valuation reflects real market conditions, not generic online estimates that often miss key details.

Panama City Beach Market Trends

The Panama City Beach real estate market remains strong, driven by consistent tourism, vacation home demand, and new development. Even as national trends shift, properties along the Gulf continue to hold value due to limited inventory and long-term rental income potential.

Homeowners who purchased even five years ago may now be sitting on substantial equity gains. Many are taking advantage by selling at peak prices or leveraging their equity for upgrades or investments.

Request Your Free Valuation

At My850.com, I offer free, no-obligation home valuations for Panama City Beach and the surrounding Emerald Coast. You’ll receive a detailed report outlining your property’s estimated range, comparable sales, and suggestions for maximizing resale value.

If you’re wondering, “What is my home worth in Panama City Beach, FL?”, don’t rely on automated online tools — get insights from a trusted local expert. Visit My850.com today to request your personalized valuation.

I’m Lars Rygaard, your dedicated real estate professional on Florida’s Emerald Coast — helping homeowners make smart, informed decisions about their most valuable asset.

If you’re wondering when the best time to sell a condo in Destin, Florida is, the answer depends on your goals — but there are clear patterns that can help you maximize both price and demand. I’m Lars Rygaard, founder of My850.com, and I’ve helped countless condo owners along Florida’s Emerald Coast time the market perfectly for a successful sale.

Understanding Destin’s Seasonal Market

Destin’s real estate market is driven by its tourism and vacation rental seasons. Because so many buyers are investors or second-home owners, timing your listing to align with their peak interest can make a major difference.

Spring (March–May): The strongest selling season. Buyers want to close before summer so they can rent or enjoy the property during the high tourist months.

Summer (June–August): Tourist activity peaks, but serious buyers are often busy with travel. However, this is when properties can show their best rental income data.

Fall (September–November): A good secondary window when buyers look for post-summer price adjustments or tax-deferred 1031 exchange opportunities.

Winter (December–February): Slower traffic, but motivated buyers and snowbirds are still active — often seeking bargains or future rental investments.

By listing strategically — typically in early spring or late fall — you can position your condo for maximum exposure and offers.

What Affects Condo Sales Timing

Beyond the calendar, several local factors influence the best time to sell your condo in Destin:

Short-term rental income: Listing right after a strong rental season lets you highlight peak performance numbers.

Hurricane season (June–November): Weather can temporarily affect buyer activity, so timing around it matters.

HOA and insurance updates: Having your documents ready early ensures a smooth and fast closing.

Interest rates and demand: Monitoring mortgage trends can help you capitalize on active buyer sentiment.

My Proven Strategy for Selling Condos in Destin

At My850.com, I use a combination of market data, online visibility, and professional presentation to help sellers capture the best audience at the best time. Every listing includes:

Professional photography and drone video

Detailed rental income summaries

Targeted online marketing across Zillow, Realtor.com, and social platforms

Real-time analytics on buyer engagement

This ensures your condo not only reaches more buyers — but attracts the right ones.

Get Expert Advice Before You List

If you’re thinking about selling your Destin condo, timing is everything — and local knowledge is key. Visit My850.com to schedule a free condo valuation and consultation.

I’m Lars Rygaard, your trusted Emerald Coast real estate expert, here to help you sell smarter and maximize your return when the market is at its best.

If you’re preparing to sell your home in Florida, one small detail could have a major impact on your sale — your water heater. Many homeowners don’t realize that insurance companies in Florida often have strict water heater age and condition requirements, which can affect whether a buyer can obtain coverage or financing. I’m Lars Rygaard, founder of My850.com, and I help homeowners across the Emerald Coast avoid last-minute surprises by understanding how these requirements work before listing.

Why Water Heater Age Matters in Florida

In Florida, insurance companies view older water heaters as potential liability risks. A leaking or outdated unit can lead to water damage, mold, or flooding, which insurers try to prevent by enforcing replacement policies.

Most insurance carriers require that water heaters be 10 to 12 years old or newer at the time of inspection. If your unit exceeds that age or lacks visible labeling, buyers may have trouble securing homeowners insurance — which in turn could delay or derail your closing.

Even if the water heater is functioning perfectly, its age alone can trigger an issue during the buyer’s inspection or insurance review.

The Connection Between Insurance and Home Sales

Florida home buyers typically must show proof of insurability before their loan is approved. If your water heater doesn’t meet an insurer’s standard, the buyer’s mortgage may be delayed until it’s replaced — or they might request a seller credit or repair concession.

That’s why I always advise sellers to check the age and condition of their water heater before listing. A quick pre-listing inspection or upgrade can save you time, money, and stress during negotiations.

When to Replace Before Selling

Here’s when it’s smart to replace your water heater before selling:

The unit is 10+ years old (even if it works).

The manufacturer’s label is missing or unreadable.

There’s visible corrosion, leaks, or rust on the tank.

It’s not up to local code (for example, missing a drip pan or expansion tank).

In today’s market, a simple upgrade can make your home more attractive to buyers and help it pass inspection smoothly.

Get Expert Pre-Sale Guidance

At My850.com, I offer free home walk-throughs for sellers preparing to list. During this visit, I check for common issues — including water heater age, electrical panels, and insurance-related items — so you can fix them before they affect your sale.

If you’re planning to sell your Florida home, make sure your water heater meets insurance requirements before you list. Visit My850.com or contact me, Lars Rygaard, your trusted Emerald Coast real estate expert, for personalized pre-sale advice and a free property valuation.

If you’re preparing to sell your home in Florida, you may be wondering whether it’s worth replacing your water heater before listing. As a local real estate professional, I can tell you that this simple upgrade can make a big difference when it comes to passing inspections, satisfying insurance requirements, and giving buyers confidence. I’m Lars Rygaard, founder of My850.com, and I help homeowners across the Emerald Coast prepare their properties to sell quickly and for top dollar.

The Hidden Dealbreaker: Insurance Requirements

In Florida, most home insurance companies have strict guidelines regarding water heater age and condition. Even if your water heater still works, if it’s more than 10–12 years old, it can become a problem during the sale process.

Buyers who need financing must obtain homeowners insurance before closing. If the insurer refuses coverage due to an outdated or corroded water heater, your buyer could face delays — or even walk away from the deal altogether. Replacing the unit ahead of time helps prevent those last-minute headaches.

Inspection and Appraisal Impact

A home inspector will always note the age and visible condition of your water heater. If it shows rust, corrosion, or a missing label, buyers may request repairs or credits — cutting into your profit. Appraisers may also flag it as a deferred maintenance item, affecting your home’s valuation.

By installing a new water heater before listing, you eliminate a common inspection issue, helping your home present as “move-in ready.” That’s a phrase buyers — and lenders — love to hear.

Cost vs. Return on Investment

A typical residential water heater replacement in Florida costs between $800 and $1,500, depending on size and type. In return, sellers gain:

Higher buyer confidence and fewer contingencies.

Faster insurance approvals for buyers.

Cleaner inspection reports, which strengthen your negotiating position.

Better marketing appeal, since buyers see a new system as one less expense.

It’s a small investment that often pays for itself in smoother negotiations and a quicker sale.

Get a Pre-Listing Home Checkup

At My850.com, I offer a free pre-listing walkthrough for Emerald Coast homeowners preparing to sell. I help identify easy upgrades — like replacing a water heater, refreshing paint, or updating fixtures — that can make your home stand out and avoid closing delays.

If you’re getting ready to sell, don’t let an aging water heater slow you down. Visit My850.com today or contact me, Lars Rygaard, your trusted Emerald Coast real estate expert, for a free home valuation and preparation checklist before you list.

Getting ready to sell your home on Florida’s Emerald Coast? A little preparation can make a huge difference in how quickly your home sells — and for how much. I’m Lars Rygaard, founder of My850.com, and I help homeowners from Pensacola Beach to Panama City Beach present their properties for maximum appeal and profit.

Why Preparation Matters

Buyers on the Emerald Coast are often relocating from out of state or purchasing second homes. They want properties that feel move-in ready — clean, updated, and well-maintained. By taking a few strategic steps before listing, you can boost your home’s market value, attract more offers, and sell faster.

Step 1: Start with Curb Appeal

First impressions count. The exterior is the first thing buyers see online and in person.

Power wash the driveway, siding, and walkways.

Refresh landscaping — trim hedges, plant flowers, and add mulch.

Repaint the front door or replace outdated hardware for a fresh, welcoming look.

These small updates can set a positive tone before buyers even step inside.

Step 2: Declutter and Deep Clean

A clean, uncluttered home helps buyers imagine themselves living there.

Remove personal items and excess furniture to create open space.

Organize closets, cabinets, and storage areas.

Hire professional cleaners for flooring, windows, and bathrooms.

If your property is a vacation home or rental, I can arrange for a pre-listing deep clean and staging consultation to help it shine online and in person.

Step 3: Take Care of Minor Repairs

Inspect your home as if you were the buyer. Fix small issues that can raise red flags:

Repair loose door handles, leaking faucets, or cracked tiles.

Touch up paint and replace burnt-out lightbulbs.

Check that appliances and systems are functioning properly.

A well-maintained home signals value and reduces inspection concerns.

Step 4: Consider Strategic Upgrades

Certain low-cost updates deliver high returns — like modern lighting, new fixtures, or a new water heater if yours is more than 10 years old (a common insurance requirement in Florida). These upgrades can give you an edge in a competitive market.

Step 5: Get Professional Guidance

At My850.com, I offer free pre-listing walkthroughs and property valuation reports to help sellers prepare their homes for the Emerald Coast market. My process combines local market insight with visual presentation strategies that get results.

Ready to list your home? Visit My850.com to schedule your free consultation. I’m Lars Rygaard, your trusted real estate expert for the Emerald Coast of Florida — helping you prepare, list, and sell with confidence.

When it’s time to sell your beach home in Destin, Florida, presentation is everything. A well-staged home helps buyers picture the coastal lifestyle they’ve been dreaming of — and it often leads to faster sales and higher offers. I’m Lars Rygaard, founder of My850.com, and I specialize in helping Emerald Coast homeowners transform their properties into show-stopping listings that stand out both online and in person.

Why Staging Matters

Beach homes are more than just real estate — they’re a lifestyle statement. Buyers want to feel the relaxation, openness, and charm of coastal living the moment they step through the door. Staging helps you create that emotional connection while highlighting your home’s best features, from Gulf views to open floor plans.

A professionally staged home can sell up to 30% faster and for as much as 10% more than a vacant or cluttered property.

Step 1: Declutter and Simplify

Start by removing personal items, heavy décor, and excess furniture. Keep the look light, bright, and airy.

Use coastal tones — whites, blues, and sandy neutrals.

Store family photos and knickknacks.

Make sure each room feels open and inviting.

Buyers should immediately feel the calm of beach life, not distractions.

Step 2: Highlight Natural Light and Views

Destin homes are known for their sunlight and scenery. Open blinds, wash windows, and let that Gulf light fill the space. If your home has a view, make it the focal point — arrange furniture to face the water or outdoor living area.

For sunset-facing homes, schedule showings during golden hour to capture that Destin glow.

Step 3: Use Coastal Accents Strategically

Add subtle touches that evoke the beach without overdoing it.

Use light wood furniture, sea glass décor, and textured rugs.

Add tropical plants or palm fronds for natural vibrance.

Place fresh flowers or a simple centerpiece on dining tables.

Keep the atmosphere relaxed, not themed — elegance sells.

Step 4: Don’t Forget the Outdoor Spaces

Destin buyers love outdoor living. Clean patios, pressure-wash decks, and stage outdoor furniture with cushions or lanterns. Highlight the lifestyle — grilling by the pool or sipping coffee with a view.

Get Professional Staging Help

At My850.com, I offer complimentary pre-listing walkthroughs and connect sellers with trusted local stagers who understand the Emerald Coast market. Together, we make sure your beach home shines in photos and captivates buyers at first sight.

If you’re ready to stage and sell your Destin beach home, visit My850.com or contact me directly. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping sellers transform their homes into irresistible showcases.

If you’re planning to sell your home in Florida, one of your first questions is likely, “How much will it cost?” Selling a house involves more than just finding a buyer — there are several expenses to account for along the way. I’m Lars Rygaard, founder of My850.com, and I help homeowners across the Emerald Coast understand exactly what to expect when selling their Florida property.

Typical Costs of Selling a Florida Home

While costs vary based on location, price, and condition, most sellers in Florida can expect to pay between 6% and 10% of the final sale price in total expenses. Here’s a breakdown of the most common costs:

Real Estate Agent Commission (5–6%)
This is the largest expense and is typically split between the listing agent and the buyer’s agent. Working with an experienced local professional like me ensures your home sells faster and for more — easily offsetting this cost through expert pricing, negotiation, and marketing.

Closing Costs (1–3%)
Florida sellers often pay for items such as title search, title insurance, document stamps, and attorney or closing agent fees. Depending on the county, this can range from $1,500 to $4,000 for most homes.

Repairs and Pre-Sale Improvements
Minor repairs and updates can make a huge difference in buyer appeal. From painting and landscaping to replacing an old water heater (often required for insurance eligibility), investing a little up front can help you net more at closing.

Staging and Cleaning
Professionally cleaning and staging your home — especially in beach communities like Destin, Miramar Beach, and Santa Rosa Beach — can boost perceived value. Expect to spend between $500 and $1,500 depending on home size and scope.

Mortgage Payoff & Taxes
If you still have a mortgage, your lender will provide a payoff amount at closing. Sellers are also responsible for prorated property taxes up to the date of sale.

Optional but Strategic Investments

Some sellers choose to invest in pre-listing home inspections, drone photography, or premium online marketing to attract more buyers and stand out in a competitive market. At My850.com, I provide many of these services free of charge for my clients.

Know Before You List

Every home is unique, and understanding your estimated costs ahead of time ensures a smoother, stress-free sale.

Visit My850.com today to request a free, personalized home valuation and net sheet showing exactly how much you can expect to earn after costs.

I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping Florida homeowners sell smart, save money, and maximize profits with clarity and confidence.

If you’re thinking, “I’m ready to sell my condo in Pensacola Beach, Florida,” you’ve chosen one of the most desirable real estate markets along the Gulf Coast. I’m Lars Rygaard, founder of My850.com, and I help property owners throughout Northwest Florida sell their coastal homes and condos quickly, confidently, and for maximum return.

Why Pensacola Beach Is a Great Market for Condo Sellers

Pensacola Beach continues to attract vacationers, investors, and second-home buyers who value its relaxed charm and stunning waterfront views. With consistent demand and limited inventory, well-presented condos in this area often sell faster than expected — especially when marketed effectively.

The key to success lies in strategic pricing, professional presentation, and targeted marketing. Whether your condo is a Gulf-front luxury unit or a bay-side retreat, positioning it correctly helps you stand out among active listings.

My Proven Process for Selling Condos

At My850.com, I’ve developed a system designed specifically for Emerald Coast condo owners:

Accurate Market Valuation: I start with a detailed property analysis, considering location, amenities, HOA fees, rental potential, and comparable sales.

Property Preparation: I’ll guide you through small updates that make a big impact — fresh paint, deep cleaning, or staging to emphasize space and light.

Professional Marketing: Every listing includes high-definition photography, drone footage, and custom digital advertising across Zillow, Realtor.com, Homes.com, Facebook, and Instagram.

Investor Exposure: Many Pensacola Beach condos appeal to out-of-state investors, and I make sure your property reaches those buyers directly.

Negotiation & Closing: I manage offers, inspections, and condo-specific documentation to ensure a smooth closing.

What Makes Condo Sales Different

Selling a condo in Florida can be more complex than selling a single-family home. Each condo community has unique HOA rules, rental restrictions, and financial disclosures that must be handled properly. As a local expert, I know how to navigate these requirements efficiently — protecting your timeline and your profit.

I also understand how to highlight the advantages of Pensacola Beach living — direct Gulf views, beach access, pools, and walkability — to capture the lifestyle buyers are looking for.

Ready to Sell Your Pensacola Beach Condo?

If you’re planning to sell, start by getting a free condo valuation at My850.com. I’ll show you what your property is worth in today’s market and create a personalized selling strategy to help you get the best possible result.

I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping Pensacola Beach condo owners sell faster, smarter, and with confidence.

Owning a vacation property on Florida’s Emerald Coast is a dream come true — but managing it effectively can be challenging without local experience and reliable systems in place. I’m Lars Rygaard, founder of My850.com, and I help property owners across Destin, Miramar Beach, Santa Rosa Beach, and Panama City Beach maximize their rental income while keeping operations stress-free.

Why Professional Vacation Property Management Matters

The Emerald Coast attracts millions of visitors each year, creating strong demand for short-term rentals. However, managing a property remotely or part-time can quickly become overwhelming. From guest communication and maintenance to marketing and compliance, each detail affects your bottom line.

That’s where expert property management makes all the difference. A professional team ensures your vacation home stays booked, well-maintained, and profitable — while you enjoy peace of mind.

My850.com Property Management Advantages

At My850.com, we combine local expertise with personalized service to help owners achieve consistent results. Our management services include:

Dynamic Marketing & Listings – We professionally photograph your property, write compelling listings, and advertise across major platforms like Airbnb, VRBO, and Booking.com.

Guest Management – We handle all guest communication, reservations, check-ins, and problem-solving with 24/7 responsiveness.

Maintenance & Housekeeping – Regular inspections, reliable cleaning teams, and quick response to repairs keep your home in top condition.

Pricing Optimization – Using market data and seasonal trends, we adjust nightly rates for maximum occupancy and income.

Owner Transparency – You’ll receive monthly performance reports, financial summaries, and direct insight into your property’s success.

Our approach isn’t one-size-fits-all. Whether your property is a beachfront condo in Destin or a luxury home in Santa Rosa Beach, we tailor our management plan to your goals and property type.

Compliance & Local Expertise

Navigating short-term rental laws, licensing, and insurance requirements can be tricky along Florida’s Gulf Coast. As a full-time Emerald Coast real estate professional, I ensure every managed property complies with local regulations, HOA policies, and safety standards, keeping you legally protected and financially secure.

Maximize Your Investment with My850.com

Many of our clients see their net income rise dramatically within the first year of switching to professional management — thanks to better marketing, optimized pricing, and fewer maintenance issues.

If you own a vacation property on the Emerald Coast, you deserve a management partner who treats your investment like their own. Visit My850.com today to request a free rental performance evaluation or consultation.

I’m Lars Rygaard, your trusted local expert for Emerald Coast vacation property management — helping owners earn more, worry less, and enjoy the rewards of owning real estate in paradise.

The Emerald Coast real estate market continues to evolve as we move through 2025, with new trends shaping both buyer demand and property values. I’m Lars Rygaard, founder of My850.com, and I help homeowners, buyers, and investors make informed decisions across Destin, Miramar Beach, Santa Rosa Beach, Pensacola Beach, and Panama City Beach. Here’s my expert analysis of what’s driving the market this year.

1. Strong Demand, Especially for Coastal and Investment Properties

Despite higher interest rates nationwide, demand for Emerald Coast real estate remains steady — driven by retirees, remote workers, and investors looking for stable, long-term value. Florida’s no state income tax and year-round rental demand continue to attract buyers from across the country.

Beachfront condos, short-term rental properties, and low-maintenance townhomes are leading the charge in 2025, as more buyers seek vacation-ready or income-producing homes.

2. Home Prices Holding Firm

While price growth has leveled off from the rapid surges of 2021–2022, home values remain strong in most Emerald Coast markets. Limited inventory, combined with continued in-migration, is keeping property prices stable — particularly in Destin and 30A, where land is scarce and demand remains high.

The median home price across the Emerald Coast is expected to grow modestly by 3–5% in 2025, with luxury waterfront homes and newer construction seeing the greatest gains.

3. Shift Toward Modernization and Energy Efficiency

Buyers in 2025 are prioritizing move-in-ready homes with updated features, open layouts, and energy-efficient systems. Smart home technology, modern kitchens, and new water heaters and HVAC systems (often required for insurance) are increasingly important selling points.

Sellers who make small, strategic upgrades are seeing faster sales and higher offers — especially in older properties near the beach.

4. Insurance and Inspection Awareness

Home insurance continues to be a key topic in Florida real estate, with buyers paying close attention to roof age, water heater condition, and wind mitigation reports. Sellers who address these factors before listing are closing faster and attracting more confident buyers.

At My850.com, I work closely with sellers to prepare homes for inspection and ensure they meet insurance standards — saving time and avoiding surprises.

5. Outlook for 2025 and Beyond

The Emerald Coast remains one of Florida’s most resilient and attractive real estate regions. With a balanced market, steady rental income potential, and continued relocation trends, Northwest Florida real estate is poised for another year of stable growth.

Whether you’re buying, selling, or investing, staying ahead of these trends is key. Visit My850.com for personalized market insights and free property valuations.

I’m Lars Rygaard, your trusted expert for Emerald Coast real estate — helping you navigate the 2025 market with confidence, clarity, and strategy.

The Emerald Coast of Florida is home to some of the most stunning luxury real estate in the country — from Gulf-front estates and modern condos to gated bayfront communities. I’m Lars Rygaard, founder of My850.com, and I specialize in representing high-end buyers and sellers across Destin, Miramar Beach, Santa Rosa Beach, and 30A.

Whether you’re searching for a contemporary beachfront home or preparing to list your luxury property, here’s what you should know about today’s Emerald Coast luxury market.

The Definition of Luxury on the Emerald Coast

Luxury means something different here than in major metro markets. Along the Emerald Coast, it’s about location, privacy, and lifestyle. Buyers want spacious homes with panoramic Gulf views, direct beach access, and premium finishes — all within reach of top-rated dining, golf, and marinas.

Luxury listings typically start around $1 million in communities like Destin and Miramar Beach, and can exceed $10 million along exclusive stretches of 30A such as WaterColor, Alys Beach, and Rosemary Beach.

Current Trends in the Emerald Coast Luxury Market

Even as national markets fluctuate, luxury real estate on the Emerald Coast remains steady thanks to limited inventory and global demand. In 2025, several trends are defining the high-end market:

Modern Coastal Architecture: Clean lines, natural materials, and open designs that blur the line between indoor and outdoor living.

Smart Technology & Sustainability: Energy-efficient systems, high-end appliances, and new HVAC and water heater upgrades are must-haves for today’s buyers.

Second-Home Purchases: Many buyers are acquiring luxury homes for seasonal use or as income-generating vacation rentals.

Privacy and Security: Gated communities and low-density neighborhoods are in especially high demand.

Where to Find Luxury Listings

As a local real estate professional, I have access to exclusive luxury listings — both on and off the MLS — in some of the most desirable Emerald Coast areas:

Destin: Gulf-front homes and penthouse condos near HarborWalk Village and Kelly Plantation.

Miramar Beach: Gated communities like Emerald Shores and Sandestin Golf & Beach Resort.

30A (Santa Rosa Beach): Architectural masterpieces with custom designs and private beach access.

Panama City Beach: Luxury waterfront homes with deepwater docks and breathtaking views.

Work with a Proven Luxury Real Estate Expert

Selling or buying luxury property requires discretion, precision, and negotiation expertise. At My850.com, I provide personalized marketing, global exposure, and data-driven pricing designed for premium properties.

If you’re ready to explore luxury listings on Florida’s Emerald Coast, visit My850.com or contact me directly. I’m Lars Rygaard, your trusted expert in Emerald Coast luxury real estate — helping discerning clients connect with the finest homes in paradise.

If you’ve ever wondered why homes on Florida’s Gulf Coast sell so fast, the answer comes down to a mix of strong demand, limited supply, and unbeatable lifestyle appeal. I’m Lars Rygaard, founder of My850.com, and I help homeowners across the Emerald Coast understand what drives this fast-moving real estate market — and how to take advantage of it when selling.

Why Gulf Coast Homes Sell Quickly

Florida’s Gulf Coast, including Destin, Miramar Beach, Santa Rosa Beach, and Panama City Beach, remains one of the most competitive and desirable markets in the state. Buyers are drawn by the area’s turquoise water, white-sand beaches, and year-round sunshine, making it ideal for both full-time living and investment.

Whether it’s a primary residence or a vacation home, Gulf Coast properties tend to spend fewer days on the market than homes in most other parts of Florida.

Key Reasons Homes Move Fast

High Demand Year-Round
The Gulf Coast attracts a steady stream of buyers — from retirees and relocating families to investors and vacation-home seekers. Out-of-state interest, especially from Texas, Georgia, and Tennessee, keeps the market active even during off-peak months.

Limited Inventory
With tight zoning restrictions and limited coastal land available, waterfront and near-beach homes are always in short supply. When a well-priced, well-presented home hits the market, buyers act fast — often with cash offers or minimal contingencies.

Strong Investment Appeal
Many Gulf Coast properties double as short-term rental opportunities, offering excellent income potential. Updated homes with modern systems — including new water heaters and roofs — appeal to both lifestyle buyers and investors looking for turnkey options.

Economic Stability
The region’s strong economy, supported by tourism, hospitality, and nearby military installations, ensures consistent housing demand. New infrastructure and airport expansions continue to attract buyers and businesses alike.

The Advantage of Professional Marketing

Even in a hot market, strategic marketing makes a difference. At My850.com, I use professional photography, drone video, digital marketing, and local pricing analytics to ensure your listing stands out and sells for top dollar.

Each home receives a custom marketing plan tailored to its strengths — helping sellers capture maximum visibility within the first critical days on the market.

Sell Your Gulf Coast Home with Confidence

If you’re planning to sell your Gulf Coast property, timing and preparation are key. Start with a free home valuation and pre-listing consultation at My850.com.

I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping you sell faster, smarter, and for the best possible return in Florida’s most in-demand coastal market.

If you’re considering selling or buying townhomes in Miramar Beach, Florida, you’re entering one of the strongest seller’s markets on the Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I help homeowners and investors navigate the fast-moving Miramar Beach real estate market with confidence and strategy.

Why Miramar Beach Is a Seller’s Market

Miramar Beach has become one of Northwest Florida’s most sought-after coastal communities. Its central location, beach access, and investment appeal make it a magnet for buyers — from vacation-home seekers to full-time residents.

The combination of low inventory and consistent demand has created a seller’s market where properties, especially well-located townhomes, often sell quickly and at strong prices. In many cases, sellers are seeing multiple offers within days of listing.

What Makes Townhomes So Popular

Townhomes offer the perfect blend of low maintenance and high value — ideal for beachside living. Buyers love the convenience of owning a home with resort-style amenities without the upkeep of a single-family residence.

Common features in Miramar Beach townhomes include:

Walking distance to the Gulf of Mexico

Private or community pools

Open-concept floor plans ideal for entertaining

Strong short-term rental potential for investors

Popular communities such as Alerio, Emerald Shores, and Miramar Beach Villas continue to see record-level interest from both local and out-of-state buyers.

How Sellers Can Capitalize

If you own a Miramar Beach townhome, now may be the best time to sell. Here’s how I help clients at My850.com make the most of today’s seller’s market:

Accurate Market Valuation: I’ll determine your townhome’s true market value using local comps and buyer demand data.

Professional Marketing: Every listing includes drone photography, virtual tours, and strategic digital advertising to attract qualified buyers fast.

Negotiation Strategy: I handle multiple-offer situations to ensure you secure the best possible price and terms.

Pre-Listing Preparation: My team assists with staging and small updates — including insurance-friendly upgrades like newer water heaters or appliances — to maximize appeal.

Buyers Need Strategy Too

For buyers, navigating a seller’s market means being ready to act quickly. At My850.com, I provide real-time alerts, private showings, and expert negotiation support to help you secure the right property before it’s gone.

Get Started Today

Whether you’re selling or buying townhomes in Miramar Beach, FL, timing and presentation are everything. Visit My850.com to schedule a free property consultation or home valuation.

I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping sellers and buyers succeed in Miramar Beach’s competitive townhome market.

If you’re exploring “as-is” condos for sale in Santa Rosa Beach, Florida, you’re looking in one of the most desirable and opportunity-rich markets along the Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I help buyers and investors find great value in properties that may need a little work — but offer big potential in return.

What “As-Is” Really Means

In real estate, an “as-is” property means the seller isn’t making any repairs or improvements before the sale. That doesn’t necessarily mean something is wrong — it simply means the buyer accepts the property in its current condition.

Many “as-is” condos in Santa Rosa Beach are vacation properties or investment units where owners prefer a quick, cash-friendly sale rather than waiting for renovations. For buyers, these listings often represent a chance to purchase below market value in a premium location.

Why Santa Rosa Beach Is Ideal for “As-Is” Opportunities

Santa Rosa Beach, located along scenic Highway 30A, features some of the most sought-after real estate on the Gulf Coast. Even “as-is” properties here benefit from:

Prime coastal locations near the Gulf or Choctawhatchee Bay

Strong rental demand from tourists and seasonal visitors

High resale potential after updates or remodeling

In a hot market like this, savvy buyers and investors recognize that small improvements can translate into significant equity gains.

Tips for Buyers Considering “As-Is” Condos

Get a Pre-Inspection: Even though sellers won’t make repairs, a professional inspection helps you understand exactly what you’re buying.

Budget for Updates: Plan ahead for upgrades such as flooring, paint, or replacing older systems like water heaters or HVAC units — often required for insurance in Florida.

Focus on Location and Structure: Cosmetic issues can be fixed; proximity to the beach and building quality matter most.

Work with a Local Expert: Many “as-is” listings require fast decisions and inside knowledge. I often help buyers access off-market or pre-listed properties that fit their goals.

How My850.com Helps You Buy Smarter

At My850.com, I provide up-to-date MLS listings, market analytics, and negotiation support specifically for “as-is” and investment-ready condos. I also connect buyers with local inspectors and contractors who understand coastal construction and renovation standards.

Find Your Next “As-Is” Condo

If you’re ready to explore as-is condos for sale in Santa Rosa Beach, FL, visit My850.com for the latest listings and personalized guidance.

I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping you find value, opportunity, and success in one of Florida’s most competitive coastal markets.

If you’re looking for a 3 bedroom beach house for sale in Destin, Florida, you’re exploring one of the most desirable and scenic areas on the Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I help buyers and investors find the perfect beach properties — whether for full-time living, vacation use, or rental income.

Why a 3 Bedroom Beach House Is Ideal in Destin

Destin’s coastal charm, emerald-green water, and vibrant community make it a top choice for families and investors alike. A 3 bedroom beach house offers the perfect balance — spacious enough for comfort but efficient enough for easy maintenance and strong rental performance.

Destin’s 3 bedroom beach homes often feature:
– Open-concept floor plans with Gulf views
– Private or community pools and outdoor entertainment areas
– Walking distance to the beach or private beach access
– Updated interiors designed for coastal living
– Excellent potential for short-term vacation rentals

Whether you’re seeking a primary residence or an investment property, this size category remains one of the most versatile and in-demand along the coast.

Top Neighborhoods for 3 Bedroom Beach Homes in Destin

As a local real estate professional, I’ve guided clients to the best beach communities offering value, access, and lifestyle:
– Crystal Beach – Known for charming cottages and walkability to the Gulf.
– Frangista Beach – Gated community with private beach access and luxury amenities.
– Destiny by the Sea – High-end coastal living with resort-style features.
– Holiday Isle – Perfect for boaters with canal access and beach proximity.

Each neighborhood offers something unique — and understanding local HOA rules, rental allowances, and insurance details is key when buying in coastal areas.

The Current Destin Market

Destin remains one of the strongest real estate markets on Florida’s Gulf Coast. 3 bedroom beach homes often sell quickly due to their flexibility and popularity with vacationers. With limited inventory, working with a knowledgeable local expert ensures you see new listings before they hit major platforms.

Find Your Perfect Beach Home with My850.com

At My850.com, you’ll find real-time listings for 3 bedroom beach houses in Destin, FL, along with market data, virtual tours, and expert guidance from a local team that knows every community on the coast.

If you’re ready to explore your options, visit My850.com or contact me directly. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping you find the right home at the right price on Florida’s most beautiful shoreline.

If you’re searching for a 2 bedroom condo for sale in Panama City Beach, Florida, you’re looking in one of the most popular vacation and investment destinations along the Gulf Coast. I’m Lars Rygaard, founder of My850.com, and I specialize in helping buyers find the perfect condo — whether it’s for personal use, rental income, or both.

Why Choose a 2 Bedroom Condo in Panama City Beach

Panama City Beach offers everything from luxury high-rises with Gulf views to cozy mid-rise developments near Pier Park. A 2 bedroom condo provides the perfect balance of space, value, and versatility — ideal for couples, small families, or investors looking for strong returns.

Most 2 bedroom condos in this market feature:
– Spacious balconies with Gulf or bay views
– Full kitchens and in-unit laundry
– Resort amenities such as pools, spas, and fitness centers
– Strong short-term rental history and year-round demand

Whether you plan to live full-time or rent seasonally, these properties deliver both lifestyle and financial opportunity.

Top Condo Communities in Panama City Beach

As a local real estate professional, I’ve helped clients find their dream condos in many of the area’s most desirable developments, including:
– Calypso Towers: Directly next to Pier Park with some of the best rental performance on the Gulf.
– Aqua Resort: Known for its elegant design and excellent amenities.
– Edgewater Beach Resort: A long-time favorite with golf, dining, and multiple pools.
– Sterling Breeze: Boutique luxury with incredible Gulf-front views.
– Majestic Beach Towers: Spacious units and great on-site management for investors.

Each building has unique HOA rules, rental policies, and amenities — and I help my clients navigate those details to ensure they choose the right fit for their goals.

The Panama City Beach Market Advantage

Panama City Beach remains a strong performer in the Emerald Coast market, offering affordable entry prices compared to 30A and Destin, while maintaining excellent rental demand. Two-bedroom units are especially popular because they appeal to both families and small groups visiting the Gulf year-round.

With limited new construction and consistent tourism growth, well-maintained condos here continue to appreciate steadily.

Start Your Condo Search with My850.com

At My850.com, you can browse real-time listings for 2 bedroom condos in Panama City Beach, explore market data, and schedule private or virtual showings.

If you’re ready to own your piece of paradise, visit My850.com or contact me directly. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping buyers and investors find the best condos on Florida’s Gulf Coast.

If you’re searching for Gulf Coast Florida homes with a boat dock, you’re exploring one of the most rewarding property types available along the Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I help buyers and investors find the perfect waterfront home — whether it’s on the Gulf, bay, or one of Florida’s beautiful coastal canals.

Why Choose a Home with a Boat Dock

Owning a property with a private dock gives you the ultimate Florida lifestyle — instant access to the water for fishing, boating, or sunset cruising. It’s also one of the most valuable features in coastal real estate, offering both convenience and long-term appreciation.

Homes with boat docks are especially sought-after in markets like Destin, Santa Rosa Beach, Miramar Beach, and Pensacola, where boating culture is part of daily life.

Typical features you’ll find in Gulf Coast homes with docks include:
– Private boat slips with power and water hookups
– Deepwater access for larger vessels
– Lift systems for personal watercraft
– Quick access to the Gulf of Mexico via protected bayous and passes
– Spacious decks and outdoor entertaining areas overlooking the water

These properties offer a perfect mix of recreation and relaxation — with an investment that holds strong appeal for both homeowners and renters.

Top Waterfront Areas on the Gulf Coast

As a local real estate professional, I’ve helped clients find waterfront homes across several prime boating communities:
– Holiday Isle in Destin – Canal-front homes with direct Gulf access.
– Choctawhatchee Bay, Santa Rosa Beach – Serene bayfront living with panoramic views.
– Navarre and Fort Walton Beach – Family-friendly neighborhoods with private docks and wide canals.
– Pensacola Beach and Perdido Key – Deepwater dock homes perfect for offshore fishing and sailing.

Each waterfront area has different tide patterns, dock permitting rules, and insurance considerations, so working with a knowledgeable local agent is essential.

Market Insights for 2025

Waterfront homes with docks remain among the most in-demand listings on Florida’s Gulf Coast. Limited shoreline availability means these properties often sell quickly — and rarely at a discount. Buyers are willing to pay a premium for ready-to-use docks, solid seawalls, and newer waterfront systems compliant with local regulations.

Find Your Dream Dock Home with My850.com

At My850.com, I provide real-time MLS listings, virtual tours, and personalized consultations for waterfront buyers. Whether you’re seeking a luxury bayfront estate or a cozy canal home, I’ll help you navigate every step of the process.

If you’re ready to explore Gulf Coast Florida homes with boat docks, visit My850.com today. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping you live your best life on the water.

If you’re searching for pet-friendly beachfront condos for sale in Santa Rosa Beach, Florida, you’re looking in one of the most desirable destinations along the Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I help buyers find beautiful, Gulf-front properties that welcome both you and your four-legged friends.

Why Choose a Pet-Friendly Condo in Santa Rosa Beach

Santa Rosa Beach offers the perfect mix of coastal charm, walkability, and luxury living, making it ideal for pet owners who love the beach lifestyle. The area is known for its scenic beauty, laid-back atmosphere, and proximity to the famous 30A communities like WaterColor, Seaside, and Grayton Beach.

Pet-friendly condos here allow you to enjoy all that the Gulf Coast has to offer — stunning sunsets, morning walks on the beach, and easy access to restaurants, shops, and parks.

Common features in pet-friendly beachfront condos include:
– Direct beach access for morning and evening walks
– Private balconies with Gulf views
– On-site dog washing stations or green space areas
– Walking paths and nearby pet-friendly parks
– Modern amenities such as pools, gyms, and gated parking

Popular Pet-Friendly Condo Communities

As a local real estate professional, I’ve helped clients find pet-friendly condos in some of the most sought-after communities in Santa Rosa Beach, including:
– Gulf Place Residences – Steps from the sand, with great dining and pet-friendly common areas.
– One Seagrove Place – Spacious units with Gulf views and flexible pet policies.
– Sanctuary by the Sea – Luxury beachfront living surrounded by nature and walking trails.
– The Palms at Seagrove – Comfortable and affordable condos near pet-friendly beaches.

Each community has its own pet policy, HOA rules, and rental regulations, so working with an experienced agent ensures you find the right fit for your lifestyle.

Market Insights for 2025

Demand for pet-friendly beachfront condos continues to grow as more buyers prioritize lifestyle and flexibility. Properties that welcome pets typically sell faster and rent more easily in today’s market, especially when they combine great location and amenities.

Inventory remains limited in Santa Rosa Beach, so it’s smart to act quickly when the right property becomes available.

Find Your Ideal Pet-Friendly Condo

At My850.com, I provide real-time listings, virtual tours, and expert guidance for pet owners looking for the perfect coastal property. Whether you’re searching for a vacation home or a full-time residence, I’ll help you find the ideal match for both you and your pets.

If you’re ready to explore pet-friendly beachfront condos for sale in Santa Rosa Beach, FL, visit My850.com today. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping you and your pets live your best life by the beach.

If you’re looking for gated community homes for sale in Miramar Beach, Florida, you’re exploring one of the most secure, private, and desirable ways to live on the Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I specialize in helping buyers find the perfect balance of coastal luxury and peace of mind within Miramar Beach’s finest gated neighborhoods.

Why Choose a Gated Community in Miramar Beach

Miramar Beach offers the ultimate Emerald Coast lifestyle — beautiful beaches, golf courses, shopping, and dining — all within a relaxed and upscale setting. Gated communities here provide an extra layer of privacy, security, and exclusivity, making them ideal for full-time residents, retirees, and second-home buyers alike.

Common features in these neighborhoods include:
– 24-hour gated entry and security patrols
– Resort-style pools, clubhouses, and fitness centers
– Private beach access or deeded beach rights
– Well-maintained landscaping and community management
– Access to golf, tennis, and walking trails

Many communities also allow short-term rentals, giving owners the flexibility to earn income while not in residence.

Top Gated Communities in Miramar Beach

As a local real estate professional, I’ve guided buyers through some of the most prestigious gated developments in the area:
– Emerald Shores – A family-friendly neighborhood just steps from the beach.
– Sandestin Golf and Beach Resort – One of the Gulf Coast’s premier communities featuring golf, marinas, shopping, and restaurants.
– Frangista Beach – Beautiful coastal-style homes with private beach access and excellent rental potential.
– Hidden Dunes Beach & Tennis Resort – Known for its lush landscaping, walking trails, and direct Gulf-front access.
– Seascape Resort – A gated golf and beach community offering condos, villas, and single-family homes.

Each neighborhood offers a different blend of amenities and ownership opportunities. Whether you’re looking for a luxury primary home or a vacation investment, Miramar Beach has options to match your lifestyle.

Market Insights for 2025

Gated community homes remain in high demand across the Emerald Coast. With limited new construction and consistent buyer interest, properties in Miramar Beach often sell quickly — especially those close to the beach or golf course. Homes that feature modern upgrades, newer water heaters, and updated roofs also tend to attract higher offers and faster closings.

Find Your Ideal Gated Home

At My850.com, I offer real-time listings, expert guidance, and private showings for gated community homes in Miramar Beach and the surrounding areas.

If you’re ready to explore gated community homes for sale in Miramar Beach, FL, visit My850.com today. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping you find the perfect combination of privacy, comfort, and coastal luxury.

If you’re searching for Emerald Coast Florida homes under $400K, you’ll be glad to know that affordable options still exist in this beautiful coastal region. I’m Lars Rygaard, founder of My850.com, and I help buyers find great-value properties throughout Destin, Miramar Beach, Santa Rosa Beach, Fort Walton Beach, and Panama City Beach — even in today’s competitive market.

Why the Emerald Coast Is a Smart Buy

The Emerald Coast offers a lifestyle that’s hard to match — turquoise water, white-sand beaches, and small-town charm with big-city amenities nearby. Homes under $400K are in high demand, especially among first-time buyers, retirees, and investors looking for entry-level vacation or rental properties.

While luxury beachfront homes can reach into the millions, the $300K–$400K range still includes attractive options just minutes from the Gulf, such as:
– Single-family homes in established neighborhoods
– Modern townhomes and villas near shopping and dining
– Condos with beach access or community pools
– Newer construction just north of Highway 98 with easy coastal access

These homes deliver affordability without sacrificing location or lifestyle.

Best Areas for Homes Under $400K

As a local real estate expert, I’ve helped buyers secure homes under $400K in several promising markets:
– Fort Walton Beach: Great for military families and first-time buyers, with convenient access to beaches and schools.
– Navarre: A quiet beach town offering affordable single-family homes and low HOA fees.
– Panama City Beach (west end): Ideal for condos and investment properties close to the sand.
– Santa Rosa Beach (north of 98): Hidden gems just minutes from 30A attractions.
– Freeport and Niceville: Expanding communities offering newer builds and quick commutes to the beach.

Each area has its own unique appeal, and knowing where to look can help you stretch your budget without compromising quality.

Market Insights for 2025

Inventory in this price range remains tight, but new listings continue to appear as more homeowners take advantage of strong equity positions. Homes priced under $400K often sell within weeks, especially if they feature modern updates, new HVAC systems, or recently replaced water heaters that meet insurance requirements.

Working with a local agent who monitors the market daily ensures you’ll see listings before they’re widely advertised.

Start Your Home Search with My850.com

At My850.com, you can browse real-time listings for Emerald Coast homes under $400K, set alerts for new properties, and schedule private showings with ease.

If you’re ready to find your place in paradise at an affordable price, visit My850.com or contact me directly. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping you make smart moves and secure great value along Florida’s Gulf Coast.

If you’re searching for new construction homes for sale in Destin, Florida, you’re exploring one of the most desirable and forward-growing markets along the Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I help buyers secure beautiful new homes that blend coastal design with modern comfort in the heart of Destin’s beachside lifestyle.

Why Buy New Construction in Destin

Destin is best known for its emerald-green waters, sugar-white beaches, and upscale community feel, and its new construction homes reflect that same level of luxury and design. Choosing new construction means:
– Energy-efficient systems, appliances, and windows that lower long-term costs
– Modern layouts with open floor plans and high ceilings
– The latest building materials that meet current insurance and wind-mitigation standards
– Lower maintenance for the first several years of ownership
– Full builder warranties for peace of mind

Whether you’re looking for a full-time residence, a vacation home, or a rental investment, new construction homes in Destin offer excellent value and minimal upkeep.

Where to Find New Homes in Destin

As a local real estate expert, I’ve helped buyers find exceptional new construction opportunities in some of Destin’s most sought-after communities:
– Kelly Plantation – Luxury custom homes near golf, marinas, and private parks.
– Regatta Bay – Gated living with top-tier amenities and resort-style surroundings.
– Sailmaker’s Place & Destin West – Coastal townhomes offering new builds and water views.
– Crystal Beach & Old 98 – High-end beach houses with modern coastal architecture.
– Destin East & Indian Bayou – Spacious new homes close to schools and shopping.

Each community offers its own unique character, from quiet family living to vacation rental potential.

Market Insights for 2025

New construction demand remains high across the Destin area as buyers look for turnkey, low-maintenance homes that meet Florida’s latest insurance and safety codes. Builders are focusing on energy efficiency, hurricane resilience, and modern coastal design, making these homes especially appealing.

Inventory is limited, and pricing continues to rise gradually due to material and labor costs. Buyers who act early often benefit from builder incentives, closing cost credits, or design upgrades.

Explore New Construction with My850.com

At My850.com, you’ll find real-time listings of new construction homes for sale in Destin, FL, along with floor plans, builder information, and expert buyer representation. I work directly with reputable builders and developers to help clients find the right home — from pre-construction to move-in ready.

If you’re ready to own a brand-new home in one of Florida’s most beautiful coastal cities, visit My850.com today. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping you build your future in paradise.

If you’re searching for a fixer upper beach house for sale in Pensacola Beach, Florida, you’re looking in one of the most opportunity-rich areas on the Gulf Coast. I’m Lars Rygaard, founder of My850.com, and I specialize in helping buyers find properties that combine great locations with strong renovation and investment potential.

Why Fixer Upper Beach Houses Are a Smart Buy

Pensacola Beach remains one of the most affordable coastal markets in Northwest Florida — and fixer uppers are where value meets vision. These homes allow buyers to customize their dream beach property or create a high-return rental investment with a few targeted improvements.

Benefits of buying a fixer upper include:
– Lower purchase price compared to turnkey homes in the same area
– Greater control over upgrades, design, and finishes
– Potential for strong appreciation in a rising market
– Opportunity to build equity quickly through renovation

Pensacola Beach continues to attract both primary residents and investors who recognize the long-term value of renovated coastal homes.

What to Look for in a Fixer Upper

When evaluating fixer uppers, focus on the elements that matter most:
– Location and structure – Proximity to the Gulf, solid foundation, and flood zone rating are key.
– Major systems – Check the age of the roof, HVAC, plumbing, and water heater (important for insurance).
– Layout and potential – Open layouts and strong natural light make renovations easier and more valuable.
– Permitting and codes – Older homes may need updates to meet modern Florida wind and electrical standards.

As a local real estate expert, I help clients connect with licensed inspectors and contractors who understand coastal construction and can give realistic renovation cost estimates before purchase.

Market Insights for 2025

The demand for renovated beach homes is stronger than ever. With limited new construction in Pensacola Beach, fixer uppers remain a key entry point for both investors and homeowners seeking waterfront proximity. Many properties sell within weeks once updated and re-listed, especially those offering Gulf views, beach access, or rental flexibility.

Now is an ideal time to buy, as property values along the Emerald Coast continue to climb, offering strong long-term returns for those willing to invest in improvements.

Find Your Fixer Upper with My850.com

At My850.com, I provide real-time listings, off-market opportunities, and renovation guidance for buyers seeking fixer upper beach homes in Pensacola Beach and beyond.

If you’re ready to turn potential into profit, visit My850.com today. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping you find, renovate, and enjoy your perfect beach home on Florida’s Gulf Coast.

If you’re searching for Emerald Coast Florida homes with a pool and spa, you’re exploring one of the most desirable lifestyle options available on the Gulf Coast. I’m Lars Rygaard, founder of My850.com, and I help buyers and sellers find luxury homes that combine comfort, privacy, and the ultimate Florida living experience.

Why Choose a Home with a Pool and Spa

Along the Emerald Coast, outdoor living is a way of life. Homes with private pools and spas offer a perfect retreat from the Florida sun and are ideal for entertaining, relaxing, and creating lasting memories with family and friends.

Owning a pool home also enhances your property’s value and appeal — both to long-term buyers and short-term vacation renters. Many homes in this category feature:
– Screened enclosures or covered lanais for year-round use
– Heated spas and saltwater systems
– Outdoor kitchens, fireplaces, and entertainment areas
– Modern energy-efficient pool equipment
– Lush landscaping for added privacy and tropical ambiance

Whether you prefer a cozy courtyard pool or a resort-style backyard oasis, there’s a home to match your lifestyle and budget.

Best Areas to Find Pool Homes on the Emerald Coast

As a local real estate professional, I’ve helped clients find exceptional homes with pools and spas across the region:
– Destin: Luxury waterfront homes and golf community estates with custom-designed pools.
– Miramar Beach: Gated communities offering private pools and spa amenities.
– Santa Rosa Beach / 30A: Modern coastal homes with infinity-edge pools and Gulf views.
– Panama City Beach: High-demand pool homes ideal for both families and investors.
– Navarre and Fort Walton Beach: Affordable options with private backyards and screened pools.

Each community offers something unique — from peaceful neighborhoods to vibrant vacation destinations.

Market Insights for 2025

Homes with pools and spas remain in high demand, particularly among out-of-state buyers and investors. Florida’s year-round sunshine and growing relocation trends have made private pool homes one of the most competitive segments in the market.

Properties that include newer systems — such as updated water heaters, HVAC units, and pool equipment — tend to sell faster and command higher prices. Limited inventory continues to drive strong appreciation, especially for homes near the beach.

Find Your Dream Pool Home with My850.com

At My850.com, I provide real-time MLS listings, private showings, and personalized guidance to help you find the perfect Emerald Coast home with a pool and spa.

If you’re ready to elevate your lifestyle or invest in a top-performing vacation property, visit My850.com today. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping you find paradise one pool at a time.

If you’re looking for a vacation condo for sale near Pier Park in Panama City Beach, Florida, you’re exploring one of the most exciting and profitable areas along the Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I help buyers and investors secure the best coastal condos for lifestyle enjoyment and rental income near the Gulf’s most vibrant attractions.

Why Buy Near Pier Park

Pier Park is the heart of Panama City Beach — a premier shopping, dining, and entertainment district located steps from the shoreline. Owning a vacation condo nearby gives you the perfect blend of fun, convenience, and investment value.

Condos near Pier Park are highly desirable for both personal use and short-term rentals, thanks to:
– Walkability to restaurants, shops, and live entertainment
– Proximity to the beach and the famous Pier Park fishing pier
– Access to resort-style amenities including pools, gyms, and beachfront decks
– Consistent year-round tourism and rental demand

These features make condos in this area not only great vacation properties but also strong income-generating investments.

Top Condo Communities Near Pier Park

As a local real estate expert, I’ve helped buyers find exceptional condos near Pier Park in several popular developments:
– Calypso Towers: Directly across from Pier Park with excellent Gulf views and high rental returns.
– Tidewater Beach Resort: Luxury amenities including pools, spas, fitness centers, and an on-site café.
– Aqua Resort: Elegant design and beachfront access within walking distance of Pier Park.
– Sterling Breeze: Smaller, boutique complex known for privacy and Gulf-facing balconies.
– Origin at Seahaven: Ideal for owners seeking flexibility and affordability with top-tier location.

Each building offers unique floor plans, HOA structures, and rental policies — and I help buyers navigate these details to find the perfect match.

Market Insights for 2025

The Pier Park area continues to be one of the hottest condo markets on Florida’s Gulf Coast. With expanding attractions, airport access, and year-round tourism, demand remains strong.

Two-bedroom units in this area are especially popular, offering great rental performance and resale potential. Buyers looking for long-term appreciation and steady income should act quickly — inventory remains limited, and well-priced units often sell within weeks.

Start Your Search with My850.com

At My850.com, I provide up-to-date listings, investment projections, and private showings for vacation condos near Pier Park and throughout Panama City Beach.

If you’re ready to own your ideal vacation condo near Pier Park, visit My850.com today. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping you find the perfect mix of lifestyle, location, and return on investment.

If you’re looking for Gulf Coast Florida homes near a golf course in Santa Rosa Beach, you’re exploring one of the most relaxed and scenic lifestyles available on the Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I help buyers find beautiful homes that combine resort-style living, beach proximity, and access to world-class golf right in their backyard.

Why Santa Rosa Beach Is Ideal for Golf Lovers

Santa Rosa Beach is a rare gem — a coastal community where golf course living meets beachside luxury. Residents enjoy stunning fairway views, peaceful surroundings, and the convenience of being just minutes from the Gulf of Mexico.

Golf course homes in this area appeal to retirees, families, and investors alike. They offer:
– Beautifully landscaped neighborhoods with wide, open spaces
– Access to private and semi-private courses with club amenities
– Short drives (or golf cart rides) to the beach, shopping, and restaurants
– Strong resale and rental potential due to year-round demand

Top Golf Course Communities in Santa Rosa Beach

As a local expert, I’ve helped clients find the perfect balance of golf, coastal living, and community amenities in these popular neighborhoods:
– Santa Rosa Golf & Beach Club: The area’s most iconic course with Gulf-view holes and an upscale clubhouse.
– The Retreat at Miramar: Luxurious gated homes close to both golf and beach access.
– WaterColor & Seaside: Prestigious 30A communities offering nearby courses and resort-style amenities.
– Baytowne & Sandestin: Massive golf resort area offering multiple courses and fine dining, just a short drive east.

Each community offers its own lifestyle — from quiet residential areas to vibrant resort environments — and I help clients identify which neighborhood best matches their goals.

Market Insights for 2025

Golf course properties continue to perform well in the Santa Rosa Beach market. Many buyers from out of state — especially from Texas, Georgia, and the Midwest — are seeking second homes or retirement properties near golf courses with easy beach access.

Homes with modern systems, updated roofs, or new water heaters tend to sell faster and qualify more easily for Florida insurance requirements. With limited new construction near courses, existing homes remain in high demand.

Find Your Perfect Golf Course Home

At My850.com, I offer real-time listings, market analysis, and private showings for golf course and beach-adjacent homes across Santa Rosa Beach and the surrounding Emerald Coast.

If you’re ready to explore Gulf Coast FL homes near golf courses in Santa Rosa Beach, visit My850.com today. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping you live where golf, the beach, and paradise meet.

If you’re searching for homes for sale near schools in Destin, Florida, you’re exploring one of the most family-oriented and convenient areas on the Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I specialize in helping families and relocating buyers find the perfect Destin home close to great schools, parks, and community amenities.

Why Families Choose Destin

Destin is known not only for its beaches and boating but also for its top-rated schools and safe, family-friendly neighborhoods. Parents appreciate the area’s balance of coastal lifestyle and strong education options, making it an ideal place to live year-round.

Many homes near local schools are within walking or biking distance, offering:
– Quick commutes to elementary, middle, and high schools
– Safe, sidewalk-lined communities
– Nearby parks, sports fields, and after-school activities
– Access to shopping, dining, and healthcare facilities

This combination of convenience and quality of life makes Destin a highly desirable area for families and professionals alike.

Top Schools and Nearby Neighborhoods

As a local real estate expert, I’ve helped families find homes near some of the best schools in the area, including:
– Destin Elementary School – A highly rated K–4 school close to family-friendly communities like Indian Bayou and Kelly Plantation.
– Destin Middle School – Located near the Regatta Bay and Emerald Lakes neighborhoods, known for their gated security and amenities.
– Fort Walton Beach High School – Just a short drive away, serving the greater Destin area with excellent academic and athletic programs.
– Collegiate High School at Northwest Florida State College – A popular option for advanced students in the region.

Each school zone offers distinct neighborhood styles — from waterfront homes to new construction and townhomes — giving families flexibility in both price and lifestyle.

Market Insights for 2025

The Destin housing market continues to be competitive, especially for homes near top-rated schools. Families relocating for work or military assignments often prioritize these areas, which keeps demand high and inventory limited.

Well-maintained homes featuring updated systems, newer roofs, and modern water heaters tend to sell faster due to insurance requirements and buyer preferences. Prices in school-zone communities have shown steady appreciation year over year.

Find Your Ideal Family Home

At My850.com, I provide real-time listings and personalized property alerts for homes near schools across Destin and the Emerald Coast. Whether you’re moving locally or relocating from out of state, I’ll help you find a home that fits your family’s needs perfectly.

If you’re ready to explore homes for sale near schools in Destin, FL, visit My850.com today. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping families find not just a home, but a community.

If you’re searching for a beach access townhouse for sale in Miramar Beach, Florida, you’re exploring one of the most desirable property types on the Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I help buyers find the perfect blend of convenience, value, and coastal living in Miramar Beach’s most sought-after communities.

Why Choose a Beach Access Townhouse

Beach access townhouses offer the best of both worlds — the privacy of a single-family home and the low-maintenance lifestyle of a condo. These properties provide a smart alternative for buyers who want to enjoy direct or deeded access to the Gulf without paying luxury home prices.

Many beach access townhouses feature:
– Private patios, balconies, or rooftop decks with Gulf breezes
– Open-concept layouts perfect for entertaining or renting
– Community pools, tennis courts, and beach walkways
– Attached garages or covered parking
– Affordable HOA fees compared to larger developments

They’re ideal for vacation homeowners, retirees, and investors seeking flexibility and long-term appreciation.

Top Areas for Townhouses in Miramar Beach

As a local real estate professional, I’ve helped buyers find their ideal beach access townhouses across several great communities, including:
– Alerio Townhomes: Steps from the beach with modern interiors and strong rental demand.
– Emerald Shores: A gated neighborhood with private beach access and resort-style amenities.
– Miramar Beach Villas: Spacious units with private patios, pools, and deeded beach access.
– Leeward Key & Gulfview: Great options for those who want beachfront proximity without condo restrictions.

Each development offers its own advantages — from family-friendly atmospheres to strong short-term rental performance — and I help clients identify which community best fits their goals.

Market Insights for 2025

Miramar Beach continues to be one of the fastest-moving markets on the Emerald Coast, and beach access townhouses are in especially high demand. With limited new construction near the shoreline, well-maintained or updated townhomes are selling quickly, often within days of listing.

Buyers are prioritizing properties with newer roofs, water heaters, and HVAC systems — not only for comfort but also for insurance eligibility. Investors are also targeting these properties for consistent vacation rental income.

Start Your Search with My850.com

At My850.com, I provide real-time listings, market insights, and private showings for beach access townhouses across Miramar Beach and the surrounding Gulf Coast.

If you’re ready to find your beach access townhouse for sale in Miramar Beach, FL, visit My850.com today. I’m Lars Rygaard, your trusted Emerald Coast real estate expert — helping you live steps from the sand in one of Florida’s most beautiful beach communities.

If you’re searching for an eco-friendly home for sale on the Emerald Coast of Florida, you’re part of a growing wave of buyers who value sustainability, energy efficiency, and coastal preservation. I’m Lars Rygaard, founder of My850.com, and I help clients find and sell environmentally conscious homes across Destin, Miramar Beach, Santa Rosa Beach, and 30A.

Why Eco-Friendly Homes Are in Demand

The Emerald Coast’s natural beauty inspires homeowners to live in ways that respect and protect the environment. Eco-friendly homes are designed to reduce energy consumption, lower utility costs, and minimize environmental impact — all while providing comfort and luxury.

These sustainable properties often feature:
– Energy-efficient HVAC systems and insulated windows
– Solar panels or renewable energy options
– Water-saving appliances and tankless water heaters
– Smart-home technology for efficient climate control
– Eco-conscious materials like bamboo flooring and recycled finishes

For coastal homeowners, the benefits go beyond savings — they also include resilience against Florida’s climate conditions and improved long-term property value.

Where to Find Eco-Friendly Homes on the Emerald Coast

As a local real estate expert, I’ve helped clients find eco-conscious homes in both established neighborhoods and new developments. Popular areas include:
– Santa Rosa Beach / 30A: Known for modern, LEED-certified homes and sustainable architecture.
– Destin & Miramar Beach: Builders are incorporating solar-ready designs and efficient HVAC systems.
– Freeport & Niceville: Growing communities featuring affordable new construction with green features.
– Panama City Beach: Coastal homes integrating energy-saving systems and storm-resilient designs.

Each area offers unique opportunities for homeowners who want to balance luxury, lifestyle, and sustainability.

Market Insights for 2025

Interest in eco-friendly real estate continues to rise along the Gulf Coast. As more buyers seek energy-efficient, low-maintenance homes, builders are responding with innovative designs and advanced technologies.

These homes typically sell faster than average due to their lower long-term costs and appeal to environmentally aware buyers. Upgrades like solar energy, smart thermostats, and modern insulation systems are now viewed as value multipliers rather than optional features.

Even existing homes with retrofitted green systems — such as new energy-efficient water heaters or hurricane-rated windows — are seeing stronger resale demand.

Find Your Eco-Friendly Home with My850.com

At My850.com, I provide real-time listings, green property insights, and personalized consultations for buyers seeking sustainable homes along the Emerald Coast.

If you’re searching for a luxury penthouse condo for sale in Destin, Florida, you’re looking at the pinnacle of Gulf Coast living — panoramic views, upscale finishes, and private access to one of the most beautiful coastlines in the country. I’m Lars Rygaard, founder of My850.com, and I help discerning buyers find premier waterfront residences that define the Emerald Coast lifestyle.

Why Choose a Penthouse in Destin

Destin’s reputation for luxury, leisure, and coastal elegance makes it one of Florida’s most sought-after destinations. A penthouse condo offers an unmatched experience — combining high-end design, resort amenities, and breathtaking Gulf views from every angle.

Most luxury penthouses in Destin feature:
– Expansive open layouts with floor-to-ceiling windows
– Wraparound balconies overlooking the Gulf of Mexico
– Gourmet kitchens with professional-grade appliances
– Private elevator access or concierge services
– Resort amenities such as infinity pools, fitness centers, and secure parking

For those who value privacy, comfort, and style, a penthouse in Destin represents the ultimate statement of coastal luxury.

Top Luxury Condo Developments in Destin

As a local expert, I’ve guided buyers through some of the most exclusive waterfront addresses on the Emerald Coast, including:
– Silver Shells Beach Resort: Spacious penthouses with direct Gulf access and five-star amenities.
– Destin Towers: Boutique-style living with private beachfront and limited units per floor.
– Harbor Landing: Perfect for boaters, offering marina access and panoramic harbor views.
– Regatta Bay and Kelly Plantation Residences: Luxury inland condos with golf and bayfront views.
– The Henderson Lofts: Modern coastal design next to one of Destin’s most prestigious resorts.

Each property offers its own distinct ambiance — from contemporary elegance to traditional coastal charm.

Market Insights for 2025

The luxury condo market in Destin remains one of the most stable and in-demand segments on the Emerald Coast. Inventory at the penthouse level is limited, and competition among buyers — especially cash and out-of-state purchasers — keeps values strong.

Buyers are increasingly prioritizing energy-efficient systems, hurricane-rated glass, and upgraded water heaters, which are essential features for coastal insurance and long-term value.

Luxury penthouses not only serve as exceptional primary or vacation residences but also perform well as high-end rental investments for those seeking ROI in the Gulf Coast luxury market.

Find Your Luxury Penthouse with My850.com

At My850.com, I offer exclusive access, private showings, and tailored consultations for luxury condo buyers across Destin and the entire Emerald Coast.

If you’re ready to search for local properties at My850.com, you’re already on your way to discovering one of the most complete and user-friendly real estate platforms on Florida’s Emerald Coast. I’m Lars Rygaard, founder of My850.com, and my mission is simple — to help buyers, sellers, and investors find success in Northwest Florida’s most desirable markets.

Why Start Your Home Search at My850.com

Unlike national real estate websites that pull incomplete or outdated data, My850.com connects directly to live MLS listings across the Emerald Coast. You’ll see every available property — including homes, condos, townhouses, and new construction — updated in real time.

With our advanced property search, you can:
– Filter listings by price, neighborhood, property type, or waterfront access
– Save searches and receive instant alerts when new listings appear
– View high-resolution photos, 3D virtual tours, and local market stats
– Connect directly with me or my team for expert guidance and showings

Whether you’re looking in Destin, Miramar Beach, Santa Rosa Beach, or Panama City Beach, My850.com puts the entire Gulf Coast real estate market right at your fingertips.

Why Work with My850.com Instead of Large Portals

Most big-name real estate sites are designed to generate leads — not results. At My850.com, every listing, valuation, and virtual tour is backed by local expertise. My team and I don’t just show homes; we know the neighborhoods, HOAs, insurance requirements, and market trends that truly matter to buyers.

We’re based right here on the Emerald Coast, and we provide personalized service that national websites simply can’t match.

Complete Real Estate Services in One Place

Beyond listings, My850.com offers everything you need to make your move simple:
– Free home valuations and seller consultations
– Vacation rental and property management services
– Handyman repair coordination before listing
– Virtual staging and professional photography for sellers

Our goal is to make buying and selling property as effortless and transparent as possible — powered by real data and real people.

Start Searching Today

Ready to begin your real estate journey? Visit My850.com now to search for local properties across the Emerald Coast.

I’m Lars Rygaard, your trusted real estate professional for Florida’s Gulf Coast — helping you search smarter, buy with confidence, and find your perfect home in paradise.

When you’re choosing a real estate professional, you want results — and that’s exactly what you get with the top producing real estate team on the Emerald Coast. I’m Lars Rygaard, founder of My850.com, and my team delivers the expertise, marketing power, and negotiation skills needed to help buyers and sellers succeed in today’s dynamic Gulf Coast market.

What It Means to Be a Top Producing Team

“Top producing” isn’t just a title — it’s earned through consistent performance, client satisfaction, and local knowledge. On the Emerald Coast, competition is fierce, but our team stands out by combining:
– Local market insight backed by real data and daily MLS analysis
– Custom marketing strategies tailored to each property
– High-quality photography, video, and online presentation
– Negotiation expertise that maximizes value for our clients

We’ve built a reputation not just for closing deals, but for building long-term relationships rooted in trust and transparency.

How We Help Buyers and Sellers Win

For buyers, we help identify the best opportunities across Destin, Miramar Beach, Santa Rosa Beach, and Panama City Beach, giving you a clear advantage in a competitive market. Our property alerts and private showings make sure you never miss the perfect home.

For sellers, we combine professional staging, targeted advertising, and data-driven pricing to attract high-quality buyers and achieve record-breaking sale prices. Our listings consistently outperform the market average in both speed and sale-to-list ratio.

Why Our Approach Works

Every transaction we handle is guided by three principles: precision, communication, and performance. We don’t believe in cookie-cutter marketing or one-size-fits-all strategies. Instead, we tailor every plan to fit your property’s strengths and your goals.

We leverage a powerful mix of digital exposure, social media reach, and local networking — ensuring your property reaches not just more people, but the right people.

Partner with a Proven Team

When you work with My850.com, you’re not just hiring a single agent — you’re gaining the full support of a top producing real estate team that knows the Emerald Coast inside and out.

Our success is measured by yours. From beachfront condos to luxury estates, we bring passion, precision, and performance to every client we serve.

I’m Lars Rygaard, and my team at My850.com is proud to set the standard for real estate excellence on Florida’s Emerald Coast — helping you reach your goals with confidence, strategy, and results that speak for themselves.

When choosing a real estate agent on the Emerald Coast of Florida, nothing speaks louder than client reviews. I’m Lars Rygaard, founder of My850.com, and my business is built on five-star service, local expertise, and a commitment to putting clients first — every time.

Why Reviews Matter in Real Estate

In today’s market, buyers and sellers rely on authentic feedback to find agents who deliver real results. Reviews reflect trust, performance, and professionalism — and on the Emerald Coast, that means understanding every detail of the market from Destin to Panama City Beach.

Our clients consistently share that what makes My850.com stand out is:
– Clear, honest communication throughout every step of the process
– Proven negotiation skills that protect their investment
– Knowledge of local insurance, HOA, and coastal property regulations
– Access to off-market listings and accurate property valuations
– A hands-on team that follows through long after closing day

These testimonials aren’t marketing fluff — they represent real experiences from families, investors, and sellers who’ve turned to us for results.

What Clients Are Saying

Here’s what you’ll often find in our reviews:
– “Professional, responsive, and genuinely cared about finding us the right home.”
– “Lars and his team know the Emerald Coast market inside out — they sold our condo faster than we expected.”
– “Communication was exceptional. Every question answered, every detail handled.”
– “The My850.com platform made the entire experience smooth, from search to closing.”

Each review represents the same promise: dedicated service and consistent success.

How We Earn 5-Star Feedback

At My850.com, we treat every transaction like it’s our own. That means personalized marketing, realistic pricing, and total transparency. Whether helping a first-time buyer or a seasoned investor, we stay focused on delivering measurable value — not just making a sale.

Our reviews reflect a simple truth: happy clients come from honesty, hard work, and expert guidance.

See Why Clients Trust My850.com

If you’re ready to buy or sell on the Emerald Coast, don’t just take our word for it — see what others have said. Visit My850.com to read verified reviews, explore success stories, and learn how our local expertise makes all the difference.

I’m Lars Rygaard, and my goal is simple — to make every client feel like they’re my only one. Experience what five-star service really means when you work with a real estate professional who treats your goals like his own.

Finding the best realtor for beach homes in Destin, Florida means choosing a professional who understands both the beauty and complexity of coastal real estate. I’m Lars Rygaard, founder of My850.com, and I specialize in helping buyers and sellers navigate the unique aspects of owning and investing in beach properties along the Emerald Coast.

Why Beach Home Sales Require a Specialist

Beachfront and near-beach properties in Destin are more than just homes — they’re lifestyle investments. From insurance requirements to rental potential, each listing requires specialized expertise and local knowledge.

As a beach home specialist, I provide insight into:
– Flood zone classifications, wind mitigation, and insurance guidelines
– HOA and short-term rental restrictions
– Market timing for maximizing value in seasonal sales
– Maintenance and upgrades that boost beachfront appeal
– Off-market and pre-construction listings not found on major sites

With years of local experience, I help my clients make confident, data-backed decisions — whether purchasing a Gulf-front retreat or selling a high-demand vacation property.

Destin’s Most Desirable Beach Home Communities

Destin offers a wide range of beach home options, from cozy cottages to luxury waterfront estates. Top communities include:
– Crystal Beach: Quaint coastal homes within walking distance of the Gulf.
– Destiny by the Sea: Prestigious gated enclave with private beach access.
– Holiday Isle: Perfect for boating enthusiasts with canal and Gulf access.
– Dunes of Destin: Resort-style living with private lakes and community pools.
– Frangista Beach: A mix of modern rentals and residential beach homes.

Each neighborhood has its own character, and I help clients identify which area aligns best with their goals — lifestyle, rental income, or long-term appreciation.

Why Choose My850.com

At My850.com, I combine advanced marketing tools, professional photography, and digital reach to position beach homes for maximum visibility. My listings receive exposure across top platforms, including Zillow, Realtor.com, and social media — attracting qualified buyers locally and nationwide.

For buyers, my team provides early access to new listings, market analysis, and personalized guidance to help you secure your ideal property in a fast-moving market.

Your Beach Home Specialist in Destin

Selling or buying a beach home in Destin requires precision, passion, and local expertise. That’s what my team and I deliver every day.

I’m Lars Rygaard, your trusted coastal real estate expert — blending insider market knowledge with hands-on experience to help you buy or sell your Destin beach home with clarity, confidence, and results that stand above the tide.

Owning property along Florida’s Emerald Coast comes with beauty, opportunity, and — sometimes — a long list of maintenance tasks. That’s where property handyman services make all the difference. I’m Lars Rygaard, founder of My850.com, and my team proudly offers reliable, affordable handyman support for homeowners, investors, and property managers throughout the Gulf Coast.

Why Every Property Owner Needs Trusted Handyman Services

Whether you own a vacation rental, investment property, or full-time residence, maintenance is a key part of protecting your home’s value. Reliable repair work ensures your property stays safe, attractive, and ready for guests or buyers at any time.

Our handyman services cover a wide range of tasks, including:
– Painting, drywall repair, and trim work
– Appliance installation and minor plumbing fixes
– Electrical updates and lighting replacements
– Door, window, and screen repairs
– Deck, fence, and patio maintenance
– Pressure washing and general exterior upkeep

We also assist sellers in pre-listing preparation, ensuring your property looks its best before hitting the market.

Ideal for Homeowners and Investors

On the Emerald Coast, many properties serve as vacation rentals or seasonal residences. That means owners aren’t always nearby to handle minor issues or repairs. My850.com’s handyman service provides peace of mind by keeping your property in top shape year-round — whether it’s occupied or between guests.

We coordinate directly with property managers, tenants, or cleaning crews to complete work quickly and efficiently. That way, small issues never turn into big problems.

Helping Sellers Get Market-Ready

When it comes time to sell, even simple repairs can make a big difference in presentation and pricing. My team offers free property walk-through inspections to identify small fixes that will help your home pass inspections and appeal to buyers.

Common updates include fresh paint, new fixtures, curb appeal improvements, and replacing older systems like water heaters that might flag during insurance or lender reviews.

Professional, Local, and Dependable

Unlike national maintenance chains, our handyman services are locally based and personally managed. We understand the unique challenges of coastal homes — salt air, humidity, and storm exposure — and provide solutions that last.

At My850.com, we take pride in helping homeowners maintain, repair, and improve their investments with trusted local service.

I’m Lars Rygaard, and whether you’re preparing to list your home or simply keeping it in great condition, my team is here to make property ownership on the Emerald Coast easier, smoother, and worry-free.

Managing a vacation property on Florida’s Emerald Coast can be rewarding — but it also takes time, experience, and attention to detail. That’s why many homeowners turn to a trusted vacation property management team for support. I’m Lars Rygaard, founder of My850.com, and my team specializes in helping property owners maximize their rental income while maintaining peace of mind.

Why Professional Management Matters

The Emerald Coast attracts millions of visitors every year to destinations like Destin, Miramar Beach, Santa Rosa Beach, and Panama City Beach. With such strong demand, vacation rentals can be highly profitable — but they also require consistent care and oversight.

Our property management team handles every aspect of your rental business, including:
– Marketing and listing your property on Airbnb, VRBO, and major booking sites
– Coordinating cleanings, maintenance, and guest communication
– Dynamic pricing adjustments to maximize occupancy and profit
– Handling reservations, check-ins, and local compliance requirements
– Monthly performance reports and financial summaries

We treat your vacation home like our own, ensuring that every guest has an exceptional experience while your property remains in pristine condition.

Local Expertise, Real Results

Managing coastal properties requires local insight — from understanding HOA restrictions to navigating seasonal demand. As a full-service Emerald Coast real estate and management team, we know what guests are looking for and how to keep your calendar booked year-round.

Our team combines hospitality experience with real estate knowledge to create seamless operations for our owners. Whether your property is a beachfront condo or a luxury home with a pool and spa, we tailor our management strategy to fit your goals.

Maintenance You Can Trust

At My850.com, we go beyond basic management. Our local handyman and maintenance division provides quick, affordable repairs and preventative maintenance to keep your home rental-ready. From replacing water heaters to repairing decks or fixtures, we handle it all — without hidden fees or long wait times.

Partner with the Emerald Coast’s Trusted Team

Transparency, communication, and performance are the foundations of our success. We provide regular updates, easy-to-read financial statements, and a direct line of communication with our management team at all times.

If you’re ready to earn more while worrying less, let My850.com handle the day-to-day details of your vacation property.

I’m Lars Rygaard, and my dedicated management team is here to protect your investment, enhance your profits, and deliver a five-star experience for every guest who stays in your Emerald Coast vacation home.

When selling property along Florida’s Emerald Coast, first impressions matter — and professional photography can be the difference between a quick sale and a listing that lingers. I’m Lars Rygaard, founder of My850.com, and I work with some of the best real estate listing photographers on the Gulf Coast to showcase homes in their best light and attract qualified buyers fast.

Why Professional Photography Is Essential

Over 90% of home buyers begin their search online. That means your listing photos aren’t just decoration — they’re your first and most powerful marketing tool. High-quality photography captures not only the details of a property but also the feeling of living there.

When you list with My850.com, your home receives:
– HDR photography that highlights natural light and space
– Drone aerial images to feature proximity to the beach, golf, or water views
– Twilight photography to showcase curb appeal and ambiance
– Interior composition that makes each room feel inviting and spacious
– Optional 3D virtual tours for remote and out-of-state buyers

These visuals help listings stand out across major platforms like Zillow, Realtor.com, Homes.com, and social media — leading to more showings and stronger offers.

Visual Storytelling That Sells

Our photography team doesn’t just take pictures — they create a visual story. Every shot is designed to emphasize what makes your property unique, from Gulf-front sunsets to modern kitchens and resort-style pools.

We coordinate all photography and media production for your listing, ensuring that your marketing package is cohesive, professional, and ready to impress from day one.

Beyond Photos: Full-Service Real Estate Marketing

At My850.com, photography is just one part of our complete listing strategy. We combine professional images with:
– Custom property websites and social media reels
– Email campaigns to our database of active buyers and investors
– Search-optimized property descriptions that convert views into inquiries
– Branded marketing materials for open houses and digital promotion

Our goal is to showcase your home beautifully while positioning it for maximum online exposure.

See the Difference Professional Marketing Makes

If you’re preparing to list your home anywhere on the Emerald Coast — from Destin and Miramar Beach to Santa Rosa Beach or Panama City Beach — high-quality visuals are the first step toward success.

I’m Lars Rygaard, and at My850.com, my team combines professional real estate photography with proven digital marketing to create listings that not only look amazing but sell faster and for more money. Because when your property looks its best, it performs its best.

When selling property along Florida’s Emerald Coast, first impressions matter — and professional photography can be the difference between a quick sale and a listing that lingers. I’m Lars Rygaard, founder of My850.com, and I work with some of the best real estate listing photographers on the Gulf Coast to showcase homes in their best light and attract qualified buyers fast.

Why Professional Photography Is Essential

Over 90% of home buyers begin their search online. That means your listing photos aren’t just decoration — they’re your first and most powerful marketing tool. High-quality photography captures not only the details of a property but also the feeling of living there.

When you list with My850.com, your home receives:
– HDR photography that highlights natural light and space
– Drone aerial images to feature proximity to the beach, golf, or water views
– Twilight photography to showcase curb appeal and ambiance
– Interior composition that makes each room feel inviting and spacious
– Optional 3D virtual tours for remote and out-of-state buyers

These visuals help listings stand out across major platforms like Zillow, Realtor.com, Homes.com, and social media — leading to more showings and stronger offers.

Visual Storytelling That Sells

Our photography team doesn’t just take pictures — they create a visual story. Every shot is designed to emphasize what makes your property unique, from Gulf-front sunsets to modern kitchens and resort-style pools.

We coordinate all photography and media production for your listing, ensuring that your marketing package is cohesive, professional, and ready to impress from day one.

Beyond Photos: Full-Service Real Estate Marketing

At My850.com, photography is just one part of our complete listing strategy. We combine professional images with:
– Custom property websites and social media reels
– Email campaigns to our database of active buyers and investors
– Search-optimized property descriptions that convert views into inquiries
– Branded marketing materials for open houses and digital promotion

Our goal is to showcase your home beautifully while positioning it for maximum online exposure.

See the Difference Professional Marketing Makes

If you’re preparing to list your home anywhere on the Emerald Coast — from Destin and Miramar Beach to Santa Rosa Beach or Panama City Beach — high-quality visuals are the first step toward success.

I’m Lars Rygaard, and at My850.com, my team combines professional real estate photography with proven digital marketing to create listings that not only look amazing but sell faster and for more money. Because when your property looks its best, it performs its best.

Before you list your home for sale, it’s important to know exactly how it looks in the eyes of potential buyers — and that’s where a free property walk-through inspection can make all the difference. I’m Lars Rygaard, founder of My850.com, and I provide complimentary pre-listing inspections to help homeowners across Florida’s Emerald Coast prepare their properties for a faster, smoother, and more profitable sale.

Why a Pre-Listing Walk-Through Matters

Too often, sellers wait until a buyer’s inspection to learn about small issues that could delay or derail a sale. A free walk-through inspection eliminates surprises by identifying repair needs, cosmetic updates, and insurance-related concerns before the property hits the market.

During your inspection, my team and I review:
– Curb appeal and exterior condition
– Roof, HVAC, and water heater age (major factors for insurance eligibility)
– Interior finishes, flooring, and fixtures
– Safety or code issues that may affect buyer confidence
– Quick, affordable updates that can raise your home’s market value

This process gives you a clear action plan so you can decide what’s worth fixing — and what can stay as-is — based on current buyer expectations.

Preparing for Maximum Value

Homes that are clean, maintained, and “inspection ready” consistently sell for more. With our walk-through inspection, we’ll recommend affordable updates that yield high ROI — things like new lighting, touch-up paint, or small handyman fixes that create a polished first impression.

If repairs are needed, our local handyman service can handle them quickly and cost-effectively, ensuring your home is ready for professional photography and marketing right away.

A Smarter Way to List Your Property

This isn’t a home inspection in the formal sense — it’s a professional pre-sale evaluation designed to make your listing stronger. It’s part of how My850.com helps sellers avoid common pitfalls and position their homes competitively in the Emerald Coast market.

We use this process to create a customized marketing plan, ensuring your home appeals to buyers visually, structurally, and financially from day one.

Schedule Your Free Walk-Through

Selling a home is a major decision — and preparation is key to success. Before listing, take advantage of our free property walk-through inspection anywhere on the Emerald Coast.

I’m Lars Rygaard, and I believe that great listings start with great preparation. My mission is to help every homeowner sell with confidence, clarity, and a clear strategy — so when you go to market, you’re already one step ahead.

Selling a beach home in Destin, Florida takes more than just listing it online — it requires a powerful marketing plan tailored to reach the right buyers. I’m Lars Rygaard, founder of My850.com, and I specialize in real estate marketing for beach homes across the Emerald Coast. My team uses modern digital strategies and local expertise to ensure every listing stands out and sells fast.

Why Beach Homes Need Specialized Marketing

Beachfront and near-beach properties attract a wide range of buyers — from local families to out-of-state investors and vacation homeowners. To reach them effectively, listings must combine visual storytelling, targeted exposure, and lifestyle-driven branding.

At My850.com, we go beyond traditional marketing by offering:
– Professional photography and cinematic drone videography
– 3D virtual tours and interactive floor plans
– Social media campaigns targeting high-income and relocation audiences
– Email marketing to our exclusive buyer and investor database
– Custom property websites highlighting unique features and location benefits

Every home has a story, and our marketing is designed to tell it beautifully.

Understanding What Buyers Want in Destin

Buyers looking for beach homes in Destin are drawn to views, access, and amenities. Whether your property offers direct Gulf access, a private pool, or proximity to Crystal Beach or Destiny by the Sea, we create marketing campaigns that spotlight these value points.

We also provide guidance on small pre-listing improvements — from staging to curb appeal — that make a major impact in professional photos and online impressions.

Expanding Reach Beyond the Local Market

Most beach home buyers aren’t local. Many come from Texas, Georgia, Tennessee, and the Midwest, seeking vacation or retirement properties. That’s why we focus on high-visibility marketing channels that reach national and international audiences through Google, Homes.com, Zillow, Realtor.com, and social media platforms.

Our listings also benefit from SEO-optimized exposure right on My850.com — where thousands of visitors search specifically for Emerald Coast real estate every month.

Your Home Deserves to Be Seen — and Sold

Effective marketing transforms a listing from “for sale” to “sold.” We combine stunning visuals, strategic pricing, and data-driven outreach to position your beach home for maximum impact in the Destin market.

I’m Lars Rygaard, and at My850.com, I help sellers turn ocean views into powerful results. From first impression to final negotiation, my focus is on showcasing your property at its best and delivering a sale that exceeds expectations.

If you’re buying or selling along Florida’s stunning Gulf Coast, working with a realtor who specializes in Gulf Coast Florida homes is essential. I’m Lars Rygaard, founder of My850.com, and I’ve built my career helping clients find success in the dynamic coastal markets of Destin, Miramar Beach, Santa Rosa Beach, and Panama City Beach.

Why You Need a Gulf Coast Specialist

Coastal real estate isn’t like typical suburban sales. It requires a deep understanding of waterfront property rules, flood zones, insurance requirements, and investment potential. Each community along the Gulf has unique characteristics that affect value, lifestyle, and long-term returns.

As a Gulf Coast specialist, I help clients navigate:
– FEMA flood zones and elevation certificates
– Coastal construction codes and storm-hardening features
– Short-term rental laws and zoning restrictions
– HOA rules in beach and bayfront communities
– Market timing for high-season and off-season transactions

Whether you’re purchasing a primary residence or an investment home, my goal is to ensure you make confident, informed decisions that align with your financial and lifestyle goals.

Areas of Expertise Across the Gulf Coast

At My850.com, I focus exclusively on Florida’s Emerald Coast corridor, serving some of the most desirable communities in the state:
– Destin: A perfect blend of luxury condos and family beach homes.
– Miramar Beach: Gated communities and vacation rentals with strong ROI potential.
– Santa Rosa Beach / 30A: Custom-built coastal homes in boutique beachfront neighborhoods.
– Panama City Beach: Fast-growing market ideal for investors and second-home buyers.
– Pensacola Beach: Classic Gulf charm with excellent waterfront value.

Each area has its own micro-market, and understanding those distinctions is key to buying or selling successfully.

Local Knowledge Meets Modern Strategy

My approach combines traditional real estate experience with modern digital tools. From drone photography and SEO marketing to property valuation analytics, My850.com provides every client with professional-grade visibility and insight.

When selling, I position your home to reach the widest pool of qualified buyers. When buying, I leverage local relationships to uncover hidden opportunities — including off-market listings and pre-construction projects not yet publicly listed.

Experience the Advantage of a Gulf Coast Specialist

Real estate success starts with choosing the right professional — one who knows the local landscape and the people who make it special.

I’m Lars Rygaard, your dedicated Gulf Coast Florida realtor. With hands-on market experience, proven negotiation skills, and a true passion for coastal living, I help every client move with purpose — and close with confidence — here on the Emerald Coast.

If you’re searching for a real estate broker in Panama City Beach, FL who understands the luxury market, you’ve come to the right place. I’m Lars Rygaard, founder of My850.com, and I specialize in helping clients buy and sell premier coastal properties along Florida’s Emerald Coast — where sophistication meets Gulf-front living.

The Rise of the Panama City Beach Luxury Market

Once known primarily as a vacation destination, Panama City Beach has evolved into a thriving luxury real estate hub. Buyers from across the U.S. are now investing in high-end homes and condos that offer panoramic Gulf views, modern architecture, and resort-level amenities.

Luxury properties here are defined by more than price — they’re distinguished by location, craftsmanship, and lifestyle. My team and I focus on identifying properties that deliver all three, ensuring our clients get maximum value in a market that’s both competitive and rewarding.

What Defines a Luxury Listing on the Gulf

The luxury segment in Panama City Beach often includes:
– Gulf-front homes and penthouses with direct beach access
– Custom-built residences in gated waterfront communities
– Condominiums with high-end finishes and panoramic balconies
– Private pool and spa homes designed for full-time or seasonal living
– Investment properties with strong short-term rental potential

Our listings receive bespoke marketing designed to connect with qualified buyers worldwide. Through professional photography, cinematic video tours, and strategic digital campaigns, we highlight every detail that makes your property exceptional.

Local Knowledge, Global Reach

As a licensed real estate broker, I bring years of market experience and negotiation expertise to every transaction. My850.com combines local insight with global exposure, reaching both luxury buyers relocating to Florida and investors seeking income-producing coastal assets.

We understand the nuances of selling luxury real estate — from appraisal accuracy to staging, privacy, and buyer qualification. Our approach is personalized, data-driven, and results-focused.

Trusted Representation for Luxury Buyers and Sellers

Whether you’re upgrading to a waterfront estate, selling a luxury condo near Pier Park, or diversifying your investment portfolio, you deserve representation that’s as refined as the property itself.

I’m Lars Rygaard, your dedicated luxury real estate broker for Panama City Beach and the Emerald Coast. My commitment is to deliver a higher level of service — where attention to detail, confidentiality, and professionalism define every step of the experience. With My850.com, you don’t just list or buy — you elevate your real estate journey.

If you’re involved in or exploring a Lis Pendens real estate transaction in Florida, you need an agent who understands how to navigate the legal and financial complexities of foreclosure-related property sales. I’m Lars Rygaard, founder of My850.com and FloridaLisPendens.com, and I specialize in helping both buyers and sellers make informed, confident decisions in this specialized market.

What Is a Lis Pendens Property?

“Lis Pendens” is Latin for “suit pending.” In real estate, it means a property has a pending legal action, usually tied to foreclosure, unpaid liens, or title disputes. While many buyers overlook these listings, they often represent incredible opportunities for those who understand how to manage risk and due diligence.

For sellers, resolving a Lis Pendens efficiently can help preserve equity and prevent unnecessary loss. My team and I assist homeowners in positioning their properties for successful sales — even during foreclosure proceedings.

How I Help Buyers

Purchasing a Lis Pendens property requires more than enthusiasm — it demands expertise. When working with buyers, I provide:
– Guidance through the title search and lien verification process
– Coordination with attorneys, lenders, and title companies
– Valuation support to determine fair market and distressed property pricing
– Access to exclusive Lis Pendens property lists across Northwest Florida
– Insight into insurance, inspection, and closing timelines for distressed properties

This specialized approach ensures that buyers understand every detail of the transaction and can move forward with confidence and clarity.

How I Help Sellers

For homeowners facing foreclosure or financial hardship, I offer confidential consultations to review options, including listing the property for sale before the foreclosure completes. My goal is to help sellers protect their credit, recover equity, and achieve the best possible outcome under challenging circumstances.

I also coordinate directly with attorneys and lenders to facilitate smooth, compliant sales — giving sellers professional representation when they need it most.

Why Work with a Lis Pendens Specialist

At My850.com, my background in both traditional and distressed property sales allows me to guide clients through complex real estate situations that many agents shy away from. I combine empathy, precision, and local experience to achieve results for buyers and sellers alike.

I’m Lars Rygaard, and my commitment is to turn difficult situations into smart solutions. Whether you’re looking to invest in a Lis Pendens property or sell one before foreclosure, I’m here to provide the strategy, connections, and clarity you need to move forward successfully on Florida’s Emerald Coast.

In today’s competitive real estate market, visibility is everything. If your listings don’t appear on the first page of Google, you’re missing potential buyers. That’s why working with a real estate SEO expert on the Emerald Coast gives you a serious advantage. I’m Lars Rygaard, founder of My850.com, and I help homeowners, agents, and investors maximize their online reach through smart, search-driven marketing strategies.

Why SEO Matters in Real Estate

Most home searches begin online, and the majority of buyers click one of the top three Google results. SEO (Search Engine Optimization) ensures that your listings, website, and brand appear where it matters most — right in front of people actively looking to buy or sell.

At My850.com, we use a blend of local SEO, on-page optimization, and real-time data tracking to make sure your properties are discoverable to the right audience.

Our SEO strategies include:
– Optimizing listings with location-based keywords (like “Destin beach homes” or “Emerald Coast condos for sale”)
– Creating high-performing content that drives organic traffic year-round
– Building backlinks through partnerships and regional directories
– Enhancing website structure and mobile speed for better Google ranking
– Leveraging Google Business Profiles and map visibility for local leads

Local SEO That Attracts Real Buyers

Generic marketing won’t help you stand out in a specialized coastal market. I focus on hyperlocal SEO for communities such as Destin, Miramar Beach, Santa Rosa Beach, and Panama City Beach, ensuring that your property listings reach qualified, ready-to-act buyers.

By understanding how real people search for homes — including terms like “waterfront condos near 30A” or “homes with boat dock in Destin” — I make sure My850.com and its listings rank ahead of national competitors.

How SEO Helps Sellers and Agents Alike

For sellers, strong SEO increases visibility, accelerates traffic to listings, and reduces time on market. For agents and brokers, it builds long-term authority and consistent lead flow without the high cost of paid ads.

At My850.com, I’ve built one of the region’s most visible real estate platforms by combining content marketing, search analytics, and consistent local relevance — all centered around helping buyers and sellers find what they’re truly searching for.

SEO That Turns Searches Into Sales

SEO isn’t just about clicks — it’s about connection. By aligning digital strategy with real-world real estate expertise, I help homes sell faster and brands grow stronger.

I’m Lars Rygaard, your Emerald Coast real estate SEO strategist and marketing partner. Whether you’re selling a luxury condo or building your brand as an agent, I’ll help you rise above the noise — and stay there.

In today’s fast-moving real estate market, buyers expect to see every angle of a home before they even set foot inside. That’s why working with a realtor in Miramar Beach, FL who offers virtual tour services gives your listing a powerful edge. I’m Lars Rygaard, founder of My850.com, and I combine professional presentation with advanced technology to help buyers experience Emerald Coast properties from anywhere in the world.

Why Virtual Tours Matter in Real Estate

The way people shop for homes has changed. Over 70% of buyers begin their search online — and most will skip a listing if it doesn’t include immersive media. Virtual tours allow them to explore a property interactively, increasing engagement and building emotional connection before they ever schedule a showing.

At My850.com, every virtual tour is designed to:
– Highlight your home’s best features with smooth 3D navigation
– Provide a complete room-by-room walkthrough with floor plan mapping
– Showcase ocean views, pools, and outdoor spaces with drone footage
– Give out-of-state and international buyers confidence to make faster offers

Whether it’s a condo on Scenic Gulf Drive or a beach home in Frangista, professional virtual tours help your listing stand out — and sell faster.

How Virtual Tours Benefit Sellers

For homeowners, virtual tours save time and attract serious buyers. Instead of hosting multiple open houses or back-to-back showings, you can let technology do the work. Buyers can view your home anytime, from any device, dramatically increasing visibility and convenience.

Our marketing team pairs these virtual tours with:
– Professional HDR photography
– SEO-optimized listing descriptions
– Targeted social media advertising
– Syndication to Zillow, Realtor.com, and Homes.com

This all-in-one approach ensures your property reaches qualified, motivated buyers across multiple channels.

Reaching Relocation and Vacation Home Buyers

Miramar Beach attracts a high number of relocation and second-home buyers from across the U.S. and abroad. Virtual tour listings are particularly effective for this audience, allowing them to explore and decide remotely.

It’s the perfect solution for busy professionals, investors, and out-of-state families who want to preview a property before traveling.

Experience the Future of Home Marketing

At My850.com, I combine local expertise with advanced digital marketing to deliver listings that inspire confidence and drive results.

I’m Lars Rygaard, and as your Miramar Beach realtor, I use immersive virtual tour technology to bring your home to life — connecting the right buyers to your property faster, smarter, and with precision that traditional marketing can’t match.

If you’re looking to buy a vacation home on Florida’s Emerald Coast, having the right buyer’s agent makes all the difference. I’m Lars Rygaard, founder of My850.com, and I specialize in helping buyers find and secure the perfect second home or investment property in Destin, Miramar Beach, Santa Rosa Beach, and Panama City Beach.

Why Work with a Buyer’s Agent for Vacation Homes

Purchasing a vacation home isn’t just about finding a beautiful property — it’s about understanding the details that make coastal ownership work long-term. As your dedicated buyer’s agent, I represent your interests only, ensuring you make smart, informed decisions at every stage.

When working with My850.com, you gain:
– Local insight into beachside neighborhoods, rental zones, and HOA rules
– Access to off-market and pre-construction listings
– Negotiation expertise to secure the best price and terms
– Guidance on insurance, maintenance, and property management options
– Trusted connections with local lenders, inspectors, and contractors

I make sure your vacation home not only fits your lifestyle but also aligns with your financial goals — whether you plan to enjoy it full-time, rent it seasonally, or hold it as a long-term investment.

Finding the Right Location on the Emerald Coast

The Emerald Coast offers a wide range of vacation property options — from Gulf-front condos with breathtaking views to quiet single-family homes just steps from the beach. Each area offers something unique:
– Destin: High rental demand and great walkability near the harbor and beaches.
– Miramar Beach: Gated communities and investment-friendly beach homes.
– Santa Rosa Beach / 30A: Laid-back luxury with boutique neighborhoods and modern design.
– Panama City Beach: Strong cash-flow potential and affordable entry points for investors.

Knowing which area best suits your goals is key — and that’s where local guidance gives you an edge.

From Search to Closing — I’ve Got You Covered

At My850.com, I simplify the process from start to finish. You’ll receive real-time MLS alerts, personalized tours (in-person or virtual), and expert representation during inspections and closing.

My goal is to protect your investment, minimize stress, and help you find a property that’s as rewarding emotionally as it is financially.

Make Your Emerald Coast Dream a Reality

Buying a vacation home should feel exciting — not overwhelming. With the right partner, it can be smooth, strategic, and deeply satisfying.

I’m Lars Rygaard, your dedicated Emerald Coast buyer’s agent for vacation homes. I bring local expertise, data-driven insight, and hands-on support to help you find your perfect coastal getaway — and make it a smart investment for years to come.

Thinking about purchasing a vacation home in Northwest Florida? You’re not alone — thousands of buyers are discovering the beauty, investment potential, and lifestyle benefits of owning property along the Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I help buyers turn their Gulf Coast dreams into reality with expert guidance every step of the way.

Step 1 – Define Your Goals

Before starting your search, clarify your “why.” Are you buying for personal use, vacation rental income, or long-term investment? Each goal affects location, financing, and tax considerations.

Step 2 – Get Pre-Approved

Financing a vacation home can differ from a primary residence. Lenders often require higher credit scores and larger down payments. I connect buyers with local mortgage professionals who understand coastal property lending and can provide pre-approval quickly.

Step 3 – Choose the Right Location

The Emerald Coast offers diverse markets:
– Destin: Ideal for investors and high rental demand.
– Miramar Beach: Gated communities and resort-style living.
– Santa Rosa Beach / 30A: Luxury second homes with strong appreciation.
– Panama City Beach: Affordable entry points and robust tourism.

I’ll help you compare areas based on price trends, HOA rules, and rental performance so you can choose wisely.

Step 4 – Work with a Local Expert

Beachfront ownership involves unique details such as flood zones, insurance requirements, and rental regulations. Having an experienced local agent ensures you understand these factors before you buy. My team provides property history, comparable sales, and projected returns for every listing.

Step 5 – Inspect Before You Invest

Coastal homes face wear from salt air and humidity. Always review roof condition, HVAC, and water heater age, which affects insurance approval. I coordinate professional inspections and ensure all due diligence is completed before closing.

Step 6 – Plan for Management

If you plan to rent your vacation home, I can connect you with our property management and handyman services to keep it running smoothly year-round.

Ready to Buy on the Emerald Coast?

Buying a vacation home in Northwest Florida can be one of the most rewarding investments you’ll ever make — especially with the right strategy and support.

I’m Lars Rygaard, your trusted Emerald Coast real estate expert. I combine local market insight with hands-on experience to help buyers find, evaluate, and secure the perfect vacation property — so your home away from home truly feels like paradise.

Finding the best neighborhoods for families in Santa Rosa Beach, Florida means balancing lifestyle, location, and long-term value. I’m Lars Rygaard, founder of My850.com, and I help families discover homes that fit their needs — from excellent schools to family-friendly communities along the Emerald Coast.

Santa Rosa Beach is part of the scenic 30A corridor, offering natural beauty, walkable areas, and top-rated schools. Popular family neighborhoods include:
– Driftwood Estates: Spacious homes, sidewalks, and parks near the bay.
– Churchill Oaks: Gated waterfront community with family amenities and marina access.
– Point Washington: Peaceful living surrounded by state forest trails.
– WaterColor: Master-planned community with pools, trails, and access to Seaside schools.

Parents love Santa Rosa Beach for its sense of community, safety, and easy access to beaches, shops, and outdoor recreation.

When I work with families, I focus on school zoning, commuting routes, and neighborhood amenities so you can find a home that fits both your lifestyle and budget.

I’m Lars Rygaard, your Emerald Coast family-home specialist — helping you find not just a house, but a place where your family can grow, thrive, and enjoy coastal living every day.

As we move into 2025, the Gulf Coast Florida real estate market continues to show strength despite shifting interest rates and national trends. I’m Lars Rygaard, founder of My850.com, and I track local data daily to help buyers and sellers make smart decisions along the Emerald Coast.

Here’s what to expect for 2025:
– Steady price growth: Inventory remains limited, especially in beach and bayfront areas.
– Higher buyer activity: Florida’s tax advantages and population growth keep demand strong.
– Shift to quality: Buyers prioritize updated systems and energy efficiency, including newer water heaters and roofs.
– Increased investment interest: Vacation rental returns continue to outperform many traditional markets.

The Emerald Coast remains a safe, long-term investment zone. While national markets fluctuate, coastal Florida’s appeal — lifestyle, climate, and tourism — continues to drive demand.

I’m Lars Rygaard, and my mission is to turn market data into opportunity. Whether you’re buying or selling, I’ll help you time your move strategically to make 2025 your most successful year yet.

Buying a beach house in Florida is exciting, but coastal conditions make inspections more critical than ever. I’m Lars Rygaard, founder of My850.com, and I help buyers identify key details that protect their investment before closing.

When inspecting a beach property, pay close attention to:
– Roof condition – Salt air and storms shorten roof life.
– HVAC and water heater age – Insurance often requires these systems be updated.
– Windows and doors – Verify hurricane ratings and proper seals.
– Foundation and drainage – Check for erosion or settlement near the shoreline.
– Electrical and plumbing – Ensure grounding and corrosion resistance.

A qualified coastal inspector will spot potential issues early, saving you thousands. I always coordinate trusted local professionals who understand beach-area construction standards.

I’m Lars Rygaard, your Emerald Coast real estate advisor — helping you buy smart, stay protected, and enjoy your Florida beach home with confidence.

In Florida, even small details like a water heater’s age can impact your home sale or insurance eligibility. I’m Lars Rygaard, founder of My850.com, and I educate buyers and sellers about this often-overlooked requirement.

Insurance companies typically require water heaters to be 10 years old or newer to qualify for coverage. If your unit is older, insurers may demand replacement before closing — or deny coverage altogether.

Replacing a water heater before listing:
– Avoids inspection delays and closing issues.
– Makes your home more appealing to buyers.
– May qualify for energy efficiency credits.

I recommend that sellers proactively check appliance ages during my free pre-listing walk-through so nothing catches you off guard later.

I’m Lars Rygaard, and my job is to help you sell faster and smoother by preparing for what inspectors and insurers look for first.

Understanding property taxes for vacation homes on Florida’s Gulf Coast is essential for smart ownership. I’m Lars Rygaard, founder of My850.com, and I help buyers plan for costs beyond the purchase price.

Vacation homes in Florida do not qualify for the Homestead Exemption, which means:
– You’ll pay property taxes based on full assessed market value.
– Annual increases are not capped like primary residences.
– Local millage rates vary by county and city.

Okaloosa, Walton, and Bay counties each have distinct tax structures, so I provide clients with county-specific tax estimates during the buying process.

I’m Lars Rygaard, your Emerald Coast advisor for smart ownership decisions — helping buyers plan ahead so paradise stays profitable.

Should you rent or buy a vacation home on Florida’s Emerald Coast? I’m Lars Rygaard, and I help clients weigh the financial and lifestyle pros and cons of both.

– Renting: Flexibility and no maintenance, but zero long-term equity.
– Buying: Appreciation potential, tax deductions, and rental income opportunities.

For frequent visitors, owning typically makes more sense. With tourism strong year-round, vacation rentals generate impressive cash flow — especially in Destin, Miramar Beach, and Santa Rosa Beach.

My team provides ROI projections comparing rental income vs ownership costs to help buyers make informed choices.

I’m Lars Rygaard, helping you decide not just where to stay, but how to invest — turning your favorite vacation spot into a lasting asset.

Before buying an investment property, it’s vital to understand short-term rental regulations in Destin, Florida. I’m Lars Rygaard, founder of My850.com, and I guide investors through the rules that shape rental income potential.

Destin enforces specific rental zones and licensing requirements. Key points include:
– Short-term rentals are allowed only in designated districts.
– A City of Destin Business Tax Receipt and inspection are required.
– Noise, parking, and occupancy rules are strictly monitored.
– HOA covenants may restrict rental duration or platforms (Airbnb/VRBO).

Violations can lead to fines or suspension of rental privileges. My850.com clients receive detailed compliance guidance before purchase to ensure smooth, legal operations.

I’m Lars Rygaard, helping investors navigate Florida’s vacation-rental market with precision, compliance, and confidence.

Wondering if now is a good time to buy in Panama City Beach? I’m Lars Rygaard, founder of My850.com, and I track market trends daily to help buyers make data-driven decisions.

As of 2025, the answer is yes — with conditions.
– Inventory levels have improved slightly after record lows.
– Prices remain steady with gradual appreciation.
– Interest rates are stabilizing, creating new buyer opportunities.
– Strong tourism continues to support rental demand.

Smart buyers focus on updated properties (new roofs, water heaters, and HVAC systems) that meet current insurance standards — giving long-term value and lower ownership costs.

I’m Lars Rygaard, your trusted market advisor — ready to help you seize the right opportunity in Panama City Beach with strategy, timing, and local insight that delivers results.

Buying a condo on Florida’s Emerald Coast is one of the most popular ways to enjoy Gulf-front living — but understanding the true costs of ownership is essential. I’m Lars Rygaard, founder of My850.com, and I help buyers calculate realistic expenses before investing in coastal condos from Destin to Panama City Beach.

Typical Monthly Costs

Owning a condo includes more than your mortgage payment. Expect to budget for:
– HOA fees: Cover amenities, maintenance, and insurance. Prices vary widely from $400–$1,500+ per month.
– Insurance: Individual policies (HO-6) for interior coverage; association policies cover exterior structures.
– Utilities: Many condos include water and trash; others require separate electric or cable accounts.
– Special assessments: Reserve funds sometimes fall short, leading to temporary owner fees for roof, elevator, or seawall projects.

Taxes and Maintenance

– Property taxes: Generally 1–1.5% of assessed value, depending on county.
– Maintenance: Even with association coverage, owners often pay for interior upkeep, HVAC, and water heater replacement when needed.

Condos remain highly attractive investments, offering convenience, security, and access to the Gulf. The key is understanding the full financial picture upfront.

I’m Lars Rygaard, helping buyers make informed, profitable condo decisions — because paradise feels even better when your numbers add up right.

If you’re exploring Lis Pendens properties on the Emerald Coast, you’re looking at one of Florida’s most intriguing real estate niches. I’m Lars Rygaard, founder of FloridaLisPendens.com and My850.com, and I help buyers identify and acquire pre-foreclosure and distressed homes before they hit the open market.

What “Lis Pendens” Means

A Lis Pendens is a legal notice of a pending lawsuit involving property — most commonly foreclosure. These filings create buying opportunities for investors and buyers who understand how to evaluate title and condition.

How to Buy Lis Pendens Properties

– Work with a real estate agent experienced in foreclosure law.
– Perform a title search to identify liens and judgments.
– Verify occupancy and access with the lender or court-appointed trustee.
– Calculate renovation and legal costs before making offers.

Many of these homes sell below market value, but due diligence is essential. My team provides county-level data, property lists, and legal insights to help buyers act strategically.

I’m Lars Rygaard, your Emerald Coast Lis Pendens expert — helping investors uncover hidden opportunities and turn distressed listings into smart, profitable assets.

Deciding between a beachfront condo or home on Florida’s Emerald Coast depends on lifestyle, investment goals, and maintenance preferences. I’m Lars Rygaard, and I help buyers weigh the pros and cons of both so they can make confident, well-informed decisions.

Beachfront Condo Advantages

– Lower maintenance — HOA handles most exterior care.
– Built-in amenities such as pools, gyms, and security.
– Easier short-term rental setup and management.

Beachfront Home Advantages

– Greater privacy and control.
– More space for families and long-term living.
– Higher appreciation potential and resale flexibility.

Key Considerations

– Insurance: Homes may require separate wind and flood coverage.
– Costs: Condos have HOA fees, while homes have independent upkeep costs.
– Investment strategy: Condos are ideal for rental income; homes favor appreciation.

I’m Lars Rygaard, your Emerald Coast coastal-living guide — helping buyers find the perfect fit between condo convenience and homeownership freedom along Florida’s Gulf Coast.

Securing financing for a vacation home on the Emerald Coast requires strategy and preparation. I’m Lars Rygaard, founder of My850.com, and I help buyers structure financing that fits their goals and budget.

Step 1 – Get Pre-Approved

Vacation home loans often have stricter requirements than primary residences. Expect:
– 10–20% minimum down payment
– Higher credit score thresholds
– Proof of income stability or rental revenue potential

Step 2 – Work with Local Lenders

Emerald Coast lenders understand flood zones, condo regulations, and coastal insurance. Their experience helps avoid last-minute financing issues.

Step 3 – Explore Options

– Conventional loans: Most common for second homes.
– Jumbo loans: For luxury or high-value coastal properties.
– Portfolio loans: Flexible terms for investors.

Step 4 – Budget for Extras

Include property taxes, HOA dues, insurance, and potential management fees if you rent seasonally.

I’m Lars Rygaard, your financing ally on Florida’s Emerald Coast — connecting buyers with trusted local lenders and proven strategies to make dream homes financially achievable.

Flood insurance is a crucial part of owning beach property in Florida, especially along the Emerald Coast. I’m Lars Rygaard, founder of My850.com, and I help buyers understand what’s required — and how to save on coverage.

Who Needs Flood Insurance

If your home is in a FEMA-designated flood zone, your lender will require an active flood policy. Even if not required, I recommend coverage due to coastal rainfall and storm surge risk.

Key Policy Details

– NFIP (National Flood Insurance Program): Standard option with federal backing.
– Private flood insurance: Often provides higher limits and faster claims.
– Elevation certificates: Critical for accurate premium calculations.
– Mitigation discounts: Homes with raised foundations, proper drainage, and new water heaters may qualify for lower rates.

Flood insurance provides security and peace of mind — protecting your investment and ensuring lender compliance.

I’m Lars Rygaard, helping coastal buyers safeguard their Emerald Coast properties with smart, affordable flood coverage choices.

Owning property along Florida’s Gulf Coast means preparing for nature’s power — and protecting your home with the right insurance. I’m Lars Rygaard, founder of My850.com, and I guide buyers and homeowners through hurricane-related insurance essentials.

What Hurricane Insurance Covers

Most Florida homeowners policies exclude flood damage but include:
– Wind and hail damage
– Roof, window, and structural repair
– Debris removal and temporary housing costs

Key Coverage Considerations

– Verify windstorm deductibles, typically 2–5% of insured value.
– Maintain updated roof, water heater, and electrical systems for policy approval.
– Combine with flood insurance for full protection.

Lowering Premiums

Installing hurricane shutters, reinforced garage doors, and impact-rated windows can reduce premiums significantly. Annual wind-mitigation inspections may also earn discounts.

I’m Lars Rygaard, and I believe preparation equals protection. With smart insurance planning, your Gulf Coast home — and your peace of mind — will weather any storm Florida brings.